LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,324
−HK$3,344/mo
▼ 0.25% · 3.875%
HK$54,983
−HK$1,685/mo
Today · 4.125%
HK$56,668
baseline
▲ 0.50% · 4.625%
HK$60,116
+HK$3,448/mo
Deposit HK$11.69M · loan HK$11.69M · min. income ≈ HK$113,336/mo (50% DSR)
Upfront cash ≈ HK$12.69M (deposit + AVD stamp duty HK$993,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,322
−HK$3,205/mo
▼ 0.25% · 3.875%
HK$60,913
−HK$1,614/mo
Today · 4.125%
HK$62,527
baseline
▲ 0.50% · 4.625%
HK$65,823
+HK$3,296/mo
Deposit HK$11.69M · loan HK$11.69M · min. income ≈ HK$125,054/mo (50% DSR)
Upfront cash ≈ HK$12.69M (deposit + AVD stamp duty HK$993,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,989
−HK$4,012/mo
▼ 0.25% · 3.875%
HK$65,979
−HK$2,022/mo
Today · 4.125%
HK$68,001
baseline
▲ 0.50% · 4.625%
HK$72,139
+HK$4,138/mo
Deposit HK$9.35M · loan HK$14.03M · min. income ≈ HK$136,002/mo (50% DSR)
Upfront cash ≈ HK$10.35M (deposit + AVD stamp duty HK$993,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,187
−HK$3,846/mo
▼ 0.25% · 3.875%
HK$73,096
−HK$1,937/mo
Today · 4.125%
HK$75,033
baseline
▲ 0.50% · 4.625%
HK$78,988
+HK$3,955/mo
Deposit HK$9.35M · loan HK$14.03M · min. income ≈ HK$150,066/mo (50% DSR)
Upfront cash ≈ HK$10.35M (deposit + AVD stamp duty HK$993,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,654
−HK$4,681/mo
▼ 0.25% · 3.875%
HK$76,976
−HK$2,359/mo
Today · 4.125%
HK$79,335
baseline
▲ 0.50% · 4.625%
HK$84,162
+HK$4,827/mo
Deposit HK$7.02M · loan HK$16.37M · min. income ≈ HK$158,670/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$993,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,051
−HK$4,487/mo
▼ 0.25% · 3.875%
HK$85,279
−HK$2,259/mo
Today · 4.125%
HK$87,538
baseline
▲ 0.50% · 4.625%
HK$92,153
+HK$4,615/mo
Deposit HK$7.02M · loan HK$16.37M · min. income ≈ HK$175,076/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$993,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,983
−HK$6,019/mo
▼ 0.25% · 3.875%
HK$98,969
−HK$3,033/mo
Today · 4.125%
HK$102,002
baseline
▲ 0.50% · 4.625%
HK$108,209
+HK$6,207/mo
Deposit HK$2.34M · loan HK$21.05M · min. income ≈ HK$204,004/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$993,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,780
−HK$5,769/mo
▼ 0.25% · 3.875%
HK$109,644
−HK$2,905/mo
Today · 4.125%
HK$112,549
baseline
▲ 0.50% · 4.625%
HK$118,482
+HK$5,933/mo
Deposit HK$2.34M · loan HK$21.05M · min. income ≈ HK$225,098/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$993,867 · Scale 2, in force from 26 Feb 2026)