LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,326
−HK$3,344/mo
▼ 0.25% · 3.875%
HK$54,985
−HK$1,685/mo
Today · 4.125%
HK$56,670
baseline
▲ 0.50% · 4.625%
HK$60,119
+HK$3,449/mo
Deposit HK$11.69M · loan HK$11.69M · min. income ≈ HK$113,340/mo (50% DSR)
Upfront cash ≈ HK$12.69M (deposit + AVD stamp duty HK$993,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,325
−HK$3,205/mo
▼ 0.25% · 3.875%
HK$60,916
−HK$1,614/mo
Today · 4.125%
HK$62,530
baseline
▲ 0.50% · 4.625%
HK$65,826
+HK$3,296/mo
Deposit HK$11.69M · loan HK$11.69M · min. income ≈ HK$125,060/mo (50% DSR)
Upfront cash ≈ HK$12.69M (deposit + AVD stamp duty HK$993,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,992
−HK$4,012/mo
▼ 0.25% · 3.875%
HK$65,982
−HK$2,022/mo
Today · 4.125%
HK$68,004
baseline
▲ 0.50% · 4.625%
HK$72,142
+HK$4,138/mo
Deposit HK$9.35M · loan HK$14.03M · min. income ≈ HK$136,008/mo (50% DSR)
Upfront cash ≈ HK$10.35M (deposit + AVD stamp duty HK$993,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,190
−HK$3,846/mo
▼ 0.25% · 3.875%
HK$73,099
−HK$1,937/mo
Today · 4.125%
HK$75,036
baseline
▲ 0.50% · 4.625%
HK$78,991
+HK$3,955/mo
Deposit HK$9.35M · loan HK$14.03M · min. income ≈ HK$150,072/mo (50% DSR)
Upfront cash ≈ HK$10.35M (deposit + AVD stamp duty HK$993,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,657
−HK$4,682/mo
▼ 0.25% · 3.875%
HK$76,979
−HK$2,360/mo
Today · 4.125%
HK$79,339
baseline
▲ 0.50% · 4.625%
HK$84,166
+HK$4,827/mo
Deposit HK$7.02M · loan HK$16.37M · min. income ≈ HK$158,678/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$993,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,055
−HK$4,487/mo
▼ 0.25% · 3.875%
HK$85,283
−HK$2,259/mo
Today · 4.125%
HK$87,542
baseline
▲ 0.50% · 4.625%
HK$92,157
+HK$4,615/mo
Deposit HK$7.02M · loan HK$16.37M · min. income ≈ HK$175,084/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$993,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,987
−HK$6,020/mo
▼ 0.25% · 3.875%
HK$98,973
−HK$3,034/mo
Today · 4.125%
HK$102,007
baseline
▲ 0.50% · 4.625%
HK$108,214
+HK$6,207/mo
Deposit HK$2.34M · loan HK$21.05M · min. income ≈ HK$204,014/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$993,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,785
−HK$5,769/mo
▼ 0.25% · 3.875%
HK$109,649
−HK$2,905/mo
Today · 4.125%
HK$112,554
baseline
▲ 0.50% · 4.625%
HK$118,487
+HK$5,933/mo
Deposit HK$2.34M · loan HK$21.05M · min. income ≈ HK$225,108/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$993,911 · Scale 2, in force from 26 Feb 2026)