LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,332
−HK$3,344/mo
▼ 0.25% · 3.875%
HK$54,991
−HK$1,685/mo
Today · 4.125%
HK$56,676
baseline
▲ 0.50% · 4.625%
HK$60,125
+HK$3,449/mo
Deposit HK$11.69M · loan HK$11.69M · min. income ≈ HK$113,352/mo (50% DSR)
Upfront cash ≈ HK$12.69M (deposit + AVD stamp duty HK$994,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,331
−HK$3,206/mo
▼ 0.25% · 3.875%
HK$60,922
−HK$1,615/mo
Today · 4.125%
HK$62,537
baseline
▲ 0.50% · 4.625%
HK$65,833
+HK$3,296/mo
Deposit HK$11.69M · loan HK$11.69M · min. income ≈ HK$125,074/mo (50% DSR)
Upfront cash ≈ HK$12.69M (deposit + AVD stamp duty HK$994,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,998
−HK$4,013/mo
▼ 0.25% · 3.875%
HK$65,989
−HK$2,022/mo
Today · 4.125%
HK$68,011
baseline
▲ 0.50% · 4.625%
HK$72,150
+HK$4,139/mo
Deposit HK$9.36M · loan HK$14.03M · min. income ≈ HK$136,022/mo (50% DSR)
Upfront cash ≈ HK$10.35M (deposit + AVD stamp duty HK$994,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,197
−HK$3,847/mo
▼ 0.25% · 3.875%
HK$73,107
−HK$1,937/mo
Today · 4.125%
HK$75,044
baseline
▲ 0.50% · 4.625%
HK$79,000
+HK$3,956/mo
Deposit HK$9.36M · loan HK$14.03M · min. income ≈ HK$150,088/mo (50% DSR)
Upfront cash ≈ HK$10.35M (deposit + AVD stamp duty HK$994,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,665
−HK$4,682/mo
▼ 0.25% · 3.875%
HK$76,987
−HK$2,360/mo
Today · 4.125%
HK$79,347
baseline
▲ 0.50% · 4.625%
HK$84,175
+HK$4,828/mo
Deposit HK$7.02M · loan HK$16.37M · min. income ≈ HK$158,694/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$994,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,064
−HK$4,487/mo
▼ 0.25% · 3.875%
HK$85,291
−HK$2,260/mo
Today · 4.125%
HK$87,551
baseline
▲ 0.50% · 4.625%
HK$92,166
+HK$4,615/mo
Deposit HK$7.02M · loan HK$16.37M · min. income ≈ HK$175,102/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$994,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,997
−HK$6,020/mo
▼ 0.25% · 3.875%
HK$98,983
−HK$3,034/mo
Today · 4.125%
HK$102,017
baseline
▲ 0.50% · 4.625%
HK$108,225
+HK$6,208/mo
Deposit HK$2.34M · loan HK$21.05M · min. income ≈ HK$204,034/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$994,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,796
−HK$5,770/mo
▼ 0.25% · 3.875%
HK$109,660
−HK$2,906/mo
Today · 4.125%
HK$112,566
baseline
▲ 0.50% · 4.625%
HK$118,499
+HK$5,933/mo
Deposit HK$2.34M · loan HK$21.05M · min. income ≈ HK$225,132/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$994,012 · Scale 2, in force from 26 Feb 2026)