LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,332
−HK$3,344/mo
▼ 0.25% · 3.875%
HK$54,991
−HK$1,685/mo
Today · 4.125%
HK$56,676
baseline
▲ 0.50% · 4.625%
HK$60,125
+HK$3,449/mo
Deposit HK$11.69M · loan HK$11.69M · min. income ≈ HK$113,352/mo (50% DSR)
Upfront cash ≈ HK$12.69M (deposit + AVD stamp duty HK$994,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,331
−HK$3,206/mo
▼ 0.25% · 3.875%
HK$60,923
−HK$1,614/mo
Today · 4.125%
HK$62,537
baseline
▲ 0.50% · 4.625%
HK$65,833
+HK$3,296/mo
Deposit HK$11.69M · loan HK$11.69M · min. income ≈ HK$125,074/mo (50% DSR)
Upfront cash ≈ HK$12.69M (deposit + AVD stamp duty HK$994,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,998
−HK$4,014/mo
▼ 0.25% · 3.875%
HK$65,989
−HK$2,023/mo
Today · 4.125%
HK$68,012
baseline
▲ 0.50% · 4.625%
HK$72,150
+HK$4,138/mo
Deposit HK$9.36M · loan HK$14.03M · min. income ≈ HK$136,024/mo (50% DSR)
Upfront cash ≈ HK$10.35M (deposit + AVD stamp duty HK$994,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,198
−HK$3,846/mo
▼ 0.25% · 3.875%
HK$73,107
−HK$1,937/mo
Today · 4.125%
HK$75,044
baseline
▲ 0.50% · 4.625%
HK$79,000
+HK$3,956/mo
Deposit HK$9.36M · loan HK$14.03M · min. income ≈ HK$150,088/mo (50% DSR)
Upfront cash ≈ HK$10.35M (deposit + AVD stamp duty HK$994,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,665
−HK$4,682/mo
▼ 0.25% · 3.875%
HK$76,987
−HK$2,360/mo
Today · 4.125%
HK$79,347
baseline
▲ 0.50% · 4.625%
HK$84,175
+HK$4,828/mo
Deposit HK$7.02M · loan HK$16.37M · min. income ≈ HK$158,694/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$994,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,064
−HK$4,488/mo
▼ 0.25% · 3.875%
HK$85,292
−HK$2,260/mo
Today · 4.125%
HK$87,552
baseline
▲ 0.50% · 4.625%
HK$92,167
+HK$4,615/mo
Deposit HK$7.02M · loan HK$16.37M · min. income ≈ HK$175,104/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$994,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,998
−HK$6,020/mo
▼ 0.25% · 3.875%
HK$98,984
−HK$3,034/mo
Today · 4.125%
HK$102,018
baseline
▲ 0.50% · 4.625%
HK$108,225
+HK$6,207/mo
Deposit HK$2.34M · loan HK$21.05M · min. income ≈ HK$204,036/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$994,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,796
−HK$5,770/mo
▼ 0.25% · 3.875%
HK$109,661
−HK$2,905/mo
Today · 4.125%
HK$112,566
baseline
▲ 0.50% · 4.625%
HK$118,500
+HK$5,934/mo
Deposit HK$2.34M · loan HK$21.05M · min. income ≈ HK$225,132/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$994,016 · Scale 2, in force from 26 Feb 2026)