LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,334
−HK$3,345/mo
▼ 0.25% · 3.875%
HK$54,993
−HK$1,686/mo
Today · 4.125%
HK$56,679
baseline
▲ 0.50% · 4.625%
HK$60,128
+HK$3,449/mo
Deposit HK$11.69M · loan HK$11.69M · min. income ≈ HK$113,358/mo (50% DSR)
Upfront cash ≈ HK$12.69M (deposit + AVD stamp duty HK$994,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,334
−HK$3,206/mo
▼ 0.25% · 3.875%
HK$60,925
−HK$1,615/mo
Today · 4.125%
HK$62,540
baseline
▲ 0.50% · 4.625%
HK$65,836
+HK$3,296/mo
Deposit HK$11.69M · loan HK$11.69M · min. income ≈ HK$125,080/mo (50% DSR)
Upfront cash ≈ HK$12.69M (deposit + AVD stamp duty HK$994,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,001
−HK$4,014/mo
▼ 0.25% · 3.875%
HK$65,992
−HK$2,023/mo
Today · 4.125%
HK$68,015
baseline
▲ 0.50% · 4.625%
HK$72,153
+HK$4,138/mo
Deposit HK$9.36M · loan HK$14.03M · min. income ≈ HK$136,030/mo (50% DSR)
Upfront cash ≈ HK$10.35M (deposit + AVD stamp duty HK$994,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,201
−HK$3,847/mo
▼ 0.25% · 3.875%
HK$73,110
−HK$1,938/mo
Today · 4.125%
HK$75,048
baseline
▲ 0.50% · 4.625%
HK$79,003
+HK$3,955/mo
Deposit HK$9.36M · loan HK$14.03M · min. income ≈ HK$150,096/mo (50% DSR)
Upfront cash ≈ HK$10.35M (deposit + AVD stamp duty HK$994,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,668
−HK$4,682/mo
▼ 0.25% · 3.875%
HK$76,991
−HK$2,359/mo
Today · 4.125%
HK$79,350
baseline
▲ 0.50% · 4.625%
HK$84,179
+HK$4,829/mo
Deposit HK$7.02M · loan HK$16.37M · min. income ≈ HK$158,700/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$994,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,068
−HK$4,487/mo
▼ 0.25% · 3.875%
HK$85,295
−HK$2,260/mo
Today · 4.125%
HK$87,555
baseline
▲ 0.50% · 4.625%
HK$92,171
+HK$4,616/mo
Deposit HK$7.02M · loan HK$16.37M · min. income ≈ HK$175,110/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$994,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,002
−HK$6,020/mo
▼ 0.25% · 3.875%
HK$98,988
−HK$3,034/mo
Today · 4.125%
HK$102,022
baseline
▲ 0.50% · 4.625%
HK$108,230
+HK$6,208/mo
Deposit HK$2.34M · loan HK$21.05M · min. income ≈ HK$204,044/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$994,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,801
−HK$5,770/mo
▼ 0.25% · 3.875%
HK$109,666
−HK$2,905/mo
Today · 4.125%
HK$112,571
baseline
▲ 0.50% · 4.625%
HK$118,505
+HK$5,934/mo
Deposit HK$2.34M · loan HK$21.05M · min. income ≈ HK$225,142/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$994,060 · Scale 2, in force from 26 Feb 2026)