LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,335
−HK$3,345/mo
▼ 0.25% · 3.875%
HK$54,994
−HK$1,686/mo
Today · 4.125%
HK$56,680
baseline
▲ 0.50% · 4.625%
HK$60,128
+HK$3,448/mo
Deposit HK$11.69M · loan HK$11.69M · min. income ≈ HK$113,360/mo (50% DSR)
Upfront cash ≈ HK$12.69M (deposit + AVD stamp duty HK$994,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,335
−HK$3,205/mo
▼ 0.25% · 3.875%
HK$60,926
−HK$1,614/mo
Today · 4.125%
HK$62,540
baseline
▲ 0.50% · 4.625%
HK$65,837
+HK$3,297/mo
Deposit HK$11.69M · loan HK$11.69M · min. income ≈ HK$125,080/mo (50% DSR)
Upfront cash ≈ HK$12.69M (deposit + AVD stamp duty HK$994,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,002
−HK$4,013/mo
▼ 0.25% · 3.875%
HK$65,993
−HK$2,022/mo
Today · 4.125%
HK$68,015
baseline
▲ 0.50% · 4.625%
HK$72,154
+HK$4,139/mo
Deposit HK$9.36M · loan HK$14.03M · min. income ≈ HK$136,030/mo (50% DSR)
Upfront cash ≈ HK$10.35M (deposit + AVD stamp duty HK$994,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,202
−HK$3,846/mo
▼ 0.25% · 3.875%
HK$73,111
−HK$1,937/mo
Today · 4.125%
HK$75,048
baseline
▲ 0.50% · 4.625%
HK$79,004
+HK$3,956/mo
Deposit HK$9.36M · loan HK$14.03M · min. income ≈ HK$150,096/mo (50% DSR)
Upfront cash ≈ HK$10.35M (deposit + AVD stamp duty HK$994,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,669
−HK$4,682/mo
▼ 0.25% · 3.875%
HK$76,992
−HK$2,359/mo
Today · 4.125%
HK$79,351
baseline
▲ 0.50% · 4.625%
HK$84,180
+HK$4,829/mo
Deposit HK$7.02M · loan HK$16.37M · min. income ≈ HK$158,702/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$994,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,068
−HK$4,488/mo
▼ 0.25% · 3.875%
HK$85,296
−HK$2,260/mo
Today · 4.125%
HK$87,556
baseline
▲ 0.50% · 4.625%
HK$92,172
+HK$4,616/mo
Deposit HK$7.02M · loan HK$16.37M · min. income ≈ HK$175,112/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$994,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,003
−HK$6,020/mo
▼ 0.25% · 3.875%
HK$98,989
−HK$3,034/mo
Today · 4.125%
HK$102,023
baseline
▲ 0.50% · 4.625%
HK$108,231
+HK$6,208/mo
Deposit HK$2.34M · loan HK$21.05M · min. income ≈ HK$204,046/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$994,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,802
−HK$5,770/mo
▼ 0.25% · 3.875%
HK$109,667
−HK$2,905/mo
Today · 4.125%
HK$112,572
baseline
▲ 0.50% · 4.625%
HK$118,506
+HK$5,934/mo
Deposit HK$2.34M · loan HK$21.05M · min. income ≈ HK$225,144/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$994,071 · Scale 2, in force from 26 Feb 2026)