LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,338
−HK$3,344/mo
▼ 0.25% · 3.875%
HK$54,997
−HK$1,685/mo
Today · 4.125%
HK$56,682
baseline
▲ 0.50% · 4.625%
HK$60,131
+HK$3,449/mo
Deposit HK$11.70M · loan HK$11.70M · min. income ≈ HK$113,364/mo (50% DSR)
Upfront cash ≈ HK$12.69M (deposit + AVD stamp duty HK$994,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,338
−HK$3,205/mo
▼ 0.25% · 3.875%
HK$60,929
−HK$1,614/mo
Today · 4.125%
HK$62,543
baseline
▲ 0.50% · 4.625%
HK$65,840
+HK$3,297/mo
Deposit HK$11.70M · loan HK$11.70M · min. income ≈ HK$125,086/mo (50% DSR)
Upfront cash ≈ HK$12.69M (deposit + AVD stamp duty HK$994,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,005
−HK$4,014/mo
▼ 0.25% · 3.875%
HK$65,996
−HK$2,023/mo
Today · 4.125%
HK$68,019
baseline
▲ 0.50% · 4.625%
HK$72,158
+HK$4,139/mo
Deposit HK$9.36M · loan HK$14.03M · min. income ≈ HK$136,038/mo (50% DSR)
Upfront cash ≈ HK$10.35M (deposit + AVD stamp duty HK$994,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,205
−HK$3,847/mo
▼ 0.25% · 3.875%
HK$73,115
−HK$1,937/mo
Today · 4.125%
HK$75,052
baseline
▲ 0.50% · 4.625%
HK$79,008
+HK$3,956/mo
Deposit HK$9.36M · loan HK$14.03M · min. income ≈ HK$150,104/mo (50% DSR)
Upfront cash ≈ HK$10.35M (deposit + AVD stamp duty HK$994,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,673
−HK$4,682/mo
▼ 0.25% · 3.875%
HK$76,995
−HK$2,360/mo
Today · 4.125%
HK$79,355
baseline
▲ 0.50% · 4.625%
HK$84,184
+HK$4,829/mo
Deposit HK$7.02M · loan HK$16.37M · min. income ≈ HK$158,710/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$994,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,073
−HK$4,488/mo
▼ 0.25% · 3.875%
HK$85,301
−HK$2,260/mo
Today · 4.125%
HK$87,561
baseline
▲ 0.50% · 4.625%
HK$92,176
+HK$4,615/mo
Deposit HK$7.02M · loan HK$16.37M · min. income ≈ HK$175,122/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$994,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,008
−HK$6,020/mo
▼ 0.25% · 3.875%
HK$98,994
−HK$3,034/mo
Today · 4.125%
HK$102,028
baseline
▲ 0.50% · 4.625%
HK$108,236
+HK$6,208/mo
Deposit HK$2.34M · loan HK$21.05M · min. income ≈ HK$204,056/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$994,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,808
−HK$5,770/mo
▼ 0.25% · 3.875%
HK$109,672
−HK$2,906/mo
Today · 4.125%
HK$112,578
baseline
▲ 0.50% · 4.625%
HK$118,512
+HK$5,934/mo
Deposit HK$2.34M · loan HK$21.05M · min. income ≈ HK$225,156/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$994,121 · Scale 2, in force from 26 Feb 2026)