LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,344
−HK$3,345/mo
▼ 0.25% · 3.875%
HK$55,003
−HK$1,686/mo
Today · 4.125%
HK$56,689
baseline
▲ 0.50% · 4.625%
HK$60,139
+HK$3,450/mo
Deposit HK$11.70M · loan HK$11.70M · min. income ≈ HK$113,378/mo (50% DSR)
Upfront cash ≈ HK$12.69M (deposit + AVD stamp duty HK$994,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,345
−HK$3,206/mo
▼ 0.25% · 3.875%
HK$60,936
−HK$1,615/mo
Today · 4.125%
HK$62,551
baseline
▲ 0.50% · 4.625%
HK$65,848
+HK$3,297/mo
Deposit HK$11.70M · loan HK$11.70M · min. income ≈ HK$125,102/mo (50% DSR)
Upfront cash ≈ HK$12.69M (deposit + AVD stamp duty HK$994,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,013
−HK$4,014/mo
▼ 0.25% · 3.875%
HK$66,004
−HK$2,023/mo
Today · 4.125%
HK$68,027
baseline
▲ 0.50% · 4.625%
HK$72,167
+HK$4,140/mo
Deposit HK$9.36M · loan HK$14.04M · min. income ≈ HK$136,054/mo (50% DSR)
Upfront cash ≈ HK$10.35M (deposit + AVD stamp duty HK$994,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,214
−HK$3,847/mo
▼ 0.25% · 3.875%
HK$73,124
−HK$1,937/mo
Today · 4.125%
HK$75,061
baseline
▲ 0.50% · 4.625%
HK$79,018
+HK$3,957/mo
Deposit HK$9.36M · loan HK$14.04M · min. income ≈ HK$150,122/mo (50% DSR)
Upfront cash ≈ HK$10.35M (deposit + AVD stamp duty HK$994,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,682
−HK$4,683/mo
▼ 0.25% · 3.875%
HK$77,005
−HK$2,360/mo
Today · 4.125%
HK$79,365
baseline
▲ 0.50% · 4.625%
HK$84,194
+HK$4,829/mo
Deposit HK$7.02M · loan HK$16.38M · min. income ≈ HK$158,730/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$994,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,083
−HK$4,489/mo
▼ 0.25% · 3.875%
HK$85,311
−HK$2,261/mo
Today · 4.125%
HK$87,572
baseline
▲ 0.50% · 4.625%
HK$92,188
+HK$4,616/mo
Deposit HK$7.02M · loan HK$16.38M · min. income ≈ HK$175,144/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$994,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,020
−HK$6,021/mo
▼ 0.25% · 3.875%
HK$99,006
−HK$3,035/mo
Today · 4.125%
HK$102,041
baseline
▲ 0.50% · 4.625%
HK$108,250
+HK$6,209/mo
Deposit HK$2.34M · loan HK$21.05M · min. income ≈ HK$204,082/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$994,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,821
−HK$5,771/mo
▼ 0.25% · 3.875%
HK$109,686
−HK$2,906/mo
Today · 4.125%
HK$112,592
baseline
▲ 0.50% · 4.625%
HK$118,527
+HK$5,935/mo
Deposit HK$2.34M · loan HK$21.05M · min. income ≈ HK$225,184/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$994,243 · Scale 2, in force from 26 Feb 2026)