LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,347
−HK$3,345/mo
▼ 0.25% · 3.875%
HK$55,006
−HK$1,686/mo
Today · 4.125%
HK$56,692
baseline
▲ 0.50% · 4.625%
HK$60,142
+HK$3,450/mo
Deposit HK$11.70M · loan HK$11.70M · min. income ≈ HK$113,384/mo (50% DSR)
Upfront cash ≈ HK$12.69M (deposit + AVD stamp duty HK$994,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,348
−HK$3,206/mo
▼ 0.25% · 3.875%
HK$60,940
−HK$1,614/mo
Today · 4.125%
HK$62,554
baseline
▲ 0.50% · 4.625%
HK$65,852
+HK$3,298/mo
Deposit HK$11.70M · loan HK$11.70M · min. income ≈ HK$125,108/mo (50% DSR)
Upfront cash ≈ HK$12.69M (deposit + AVD stamp duty HK$994,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,016
−HK$4,015/mo
▼ 0.25% · 3.875%
HK$66,008
−HK$2,023/mo
Today · 4.125%
HK$68,031
baseline
▲ 0.50% · 4.625%
HK$72,170
+HK$4,139/mo
Deposit HK$9.36M · loan HK$14.04M · min. income ≈ HK$136,062/mo (50% DSR)
Upfront cash ≈ HK$10.35M (deposit + AVD stamp duty HK$994,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,218
−HK$3,847/mo
▼ 0.25% · 3.875%
HK$73,128
−HK$1,937/mo
Today · 4.125%
HK$75,065
baseline
▲ 0.50% · 4.625%
HK$79,022
+HK$3,957/mo
Deposit HK$9.36M · loan HK$14.04M · min. income ≈ HK$150,130/mo (50% DSR)
Upfront cash ≈ HK$10.35M (deposit + AVD stamp duty HK$994,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,686
−HK$4,683/mo
▼ 0.25% · 3.875%
HK$77,009
−HK$2,360/mo
Today · 4.125%
HK$79,369
baseline
▲ 0.50% · 4.625%
HK$84,199
+HK$4,830/mo
Deposit HK$7.02M · loan HK$16.38M · min. income ≈ HK$158,738/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$994,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,087
−HK$4,489/mo
▼ 0.25% · 3.875%
HK$85,316
−HK$2,260/mo
Today · 4.125%
HK$87,576
baseline
▲ 0.50% · 4.625%
HK$92,192
+HK$4,616/mo
Deposit HK$7.02M · loan HK$16.38M · min. income ≈ HK$175,152/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$994,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,025
−HK$6,021/mo
▼ 0.25% · 3.875%
HK$99,012
−HK$3,034/mo
Today · 4.125%
HK$102,046
baseline
▲ 0.50% · 4.625%
HK$108,256
+HK$6,210/mo
Deposit HK$2.34M · loan HK$21.06M · min. income ≈ HK$204,092/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$994,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,826
−HK$5,772/mo
▼ 0.25% · 3.875%
HK$109,691
−HK$2,907/mo
Today · 4.125%
HK$112,598
baseline
▲ 0.50% · 4.625%
HK$118,533
+HK$5,935/mo
Deposit HK$2.34M · loan HK$21.06M · min. income ≈ HK$225,196/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$994,296 · Scale 2, in force from 26 Feb 2026)