LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,354
−HK$3,345/mo
▼ 0.25% · 3.875%
HK$55,013
−HK$1,686/mo
Today · 4.125%
HK$56,699
baseline
▲ 0.50% · 4.625%
HK$60,149
+HK$3,450/mo
Deposit HK$11.70M · loan HK$11.70M · min. income ≈ HK$113,398/mo (50% DSR)
Upfront cash ≈ HK$12.69M (deposit + AVD stamp duty HK$994,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,355
−HK$3,207/mo
▼ 0.25% · 3.875%
HK$60,947
−HK$1,615/mo
Today · 4.125%
HK$62,562
baseline
▲ 0.50% · 4.625%
HK$65,860
+HK$3,298/mo
Deposit HK$11.70M · loan HK$11.70M · min. income ≈ HK$125,124/mo (50% DSR)
Upfront cash ≈ HK$12.69M (deposit + AVD stamp duty HK$994,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,024
−HK$4,015/mo
▼ 0.25% · 3.875%
HK$66,016
−HK$2,023/mo
Today · 4.125%
HK$68,039
baseline
▲ 0.50% · 4.625%
HK$72,179
+HK$4,140/mo
Deposit HK$9.36M · loan HK$14.04M · min. income ≈ HK$136,078/mo (50% DSR)
Upfront cash ≈ HK$10.35M (deposit + AVD stamp duty HK$994,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,226
−HK$3,849/mo
▼ 0.25% · 3.875%
HK$73,137
−HK$1,938/mo
Today · 4.125%
HK$75,075
baseline
▲ 0.50% · 4.625%
HK$79,032
+HK$3,957/mo
Deposit HK$9.36M · loan HK$14.04M · min. income ≈ HK$150,150/mo (50% DSR)
Upfront cash ≈ HK$10.35M (deposit + AVD stamp duty HK$994,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,695
−HK$4,684/mo
▼ 0.25% · 3.875%
HK$77,019
−HK$2,360/mo
Today · 4.125%
HK$79,379
baseline
▲ 0.50% · 4.625%
HK$84,209
+HK$4,830/mo
Deposit HK$7.02M · loan HK$16.38M · min. income ≈ HK$158,758/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$994,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,098
−HK$4,489/mo
▼ 0.25% · 3.875%
HK$85,326
−HK$2,261/mo
Today · 4.125%
HK$87,587
baseline
▲ 0.50% · 4.625%
HK$92,204
+HK$4,617/mo
Deposit HK$7.02M · loan HK$16.38M · min. income ≈ HK$175,174/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$994,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,037
−HK$6,022/mo
▼ 0.25% · 3.875%
HK$99,024
−HK$3,035/mo
Today · 4.125%
HK$102,059
baseline
▲ 0.50% · 4.625%
HK$108,269
+HK$6,210/mo
Deposit HK$2.34M · loan HK$21.06M · min. income ≈ HK$204,118/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$994,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,840
−HK$5,772/mo
▼ 0.25% · 3.875%
HK$109,705
−HK$2,907/mo
Today · 4.125%
HK$112,612
baseline
▲ 0.50% · 4.625%
HK$118,548
+HK$5,936/mo
Deposit HK$2.34M · loan HK$21.06M · min. income ≈ HK$225,224/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$994,419 · Scale 2, in force from 26 Feb 2026)