LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,356
−HK$3,346/mo
▼ 0.25% · 3.875%
HK$55,016
−HK$1,686/mo
Today · 4.125%
HK$56,702
baseline
▲ 0.50% · 4.625%
HK$60,152
+HK$3,450/mo
Deposit HK$11.70M · loan HK$11.70M · min. income ≈ HK$113,404/mo (50% DSR)
Upfront cash ≈ HK$12.69M (deposit + AVD stamp duty HK$994,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,358
−HK$3,207/mo
▼ 0.25% · 3.875%
HK$60,950
−HK$1,615/mo
Today · 4.125%
HK$62,565
baseline
▲ 0.50% · 4.625%
HK$65,863
+HK$3,298/mo
Deposit HK$11.70M · loan HK$11.70M · min. income ≈ HK$125,130/mo (50% DSR)
Upfront cash ≈ HK$12.69M (deposit + AVD stamp duty HK$994,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,027
−HK$4,015/mo
▼ 0.25% · 3.875%
HK$66,019
−HK$2,023/mo
Today · 4.125%
HK$68,042
baseline
▲ 0.50% · 4.625%
HK$72,183
+HK$4,141/mo
Deposit HK$9.36M · loan HK$14.04M · min. income ≈ HK$136,084/mo (50% DSR)
Upfront cash ≈ HK$10.35M (deposit + AVD stamp duty HK$994,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,230
−HK$3,848/mo
▼ 0.25% · 3.875%
HK$73,140
−HK$1,938/mo
Today · 4.125%
HK$75,078
baseline
▲ 0.50% · 4.625%
HK$79,035
+HK$3,957/mo
Deposit HK$9.36M · loan HK$14.04M · min. income ≈ HK$150,156/mo (50% DSR)
Upfront cash ≈ HK$10.35M (deposit + AVD stamp duty HK$994,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,698
−HK$4,685/mo
▼ 0.25% · 3.875%
HK$77,022
−HK$2,361/mo
Today · 4.125%
HK$79,383
baseline
▲ 0.50% · 4.625%
HK$84,213
+HK$4,830/mo
Deposit HK$7.02M · loan HK$16.38M · min. income ≈ HK$158,766/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$994,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,101
−HK$4,490/mo
▼ 0.25% · 3.875%
HK$85,330
−HK$2,261/mo
Today · 4.125%
HK$87,591
baseline
▲ 0.50% · 4.625%
HK$92,208
+HK$4,617/mo
Deposit HK$7.02M · loan HK$16.38M · min. income ≈ HK$175,182/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$994,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,041
−HK$6,022/mo
▼ 0.25% · 3.875%
HK$99,028
−HK$3,035/mo
Today · 4.125%
HK$102,063
baseline
▲ 0.50% · 4.625%
HK$108,274
+HK$6,211/mo
Deposit HK$2.34M · loan HK$21.06M · min. income ≈ HK$204,126/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$994,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,845
−HK$5,772/mo
▼ 0.25% · 3.875%
HK$109,710
−HK$2,907/mo
Today · 4.125%
HK$112,617
baseline
▲ 0.50% · 4.625%
HK$118,553
+HK$5,936/mo
Deposit HK$2.34M · loan HK$21.06M · min. income ≈ HK$225,234/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$994,464 · Scale 2, in force from 26 Feb 2026)