LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,360
−HK$3,346/mo
▼ 0.25% · 3.875%
HK$55,020
−HK$1,686/mo
Today · 4.125%
HK$56,706
baseline
▲ 0.50% · 4.625%
HK$60,157
+HK$3,451/mo
Deposit HK$11.70M · loan HK$11.70M · min. income ≈ HK$113,412/mo (50% DSR)
Upfront cash ≈ HK$12.70M (deposit + AVD stamp duty HK$994,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,363
−HK$3,207/mo
▼ 0.25% · 3.875%
HK$60,955
−HK$1,615/mo
Today · 4.125%
HK$62,570
baseline
▲ 0.50% · 4.625%
HK$65,868
+HK$3,298/mo
Deposit HK$11.70M · loan HK$11.70M · min. income ≈ HK$125,140/mo (50% DSR)
Upfront cash ≈ HK$12.70M (deposit + AVD stamp duty HK$994,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,032
−HK$4,016/mo
▼ 0.25% · 3.875%
HK$66,024
−HK$2,024/mo
Today · 4.125%
HK$68,048
baseline
▲ 0.50% · 4.625%
HK$72,188
+HK$4,140/mo
Deposit HK$9.36M · loan HK$14.04M · min. income ≈ HK$136,096/mo (50% DSR)
Upfront cash ≈ HK$10.35M (deposit + AVD stamp duty HK$994,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,235
−HK$3,849/mo
▼ 0.25% · 3.875%
HK$73,146
−HK$1,938/mo
Today · 4.125%
HK$75,084
baseline
▲ 0.50% · 4.625%
HK$79,042
+HK$3,958/mo
Deposit HK$9.36M · loan HK$14.04M · min. income ≈ HK$150,168/mo (50% DSR)
Upfront cash ≈ HK$10.35M (deposit + AVD stamp duty HK$994,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,704
−HK$4,685/mo
▼ 0.25% · 3.875%
HK$77,028
−HK$2,361/mo
Today · 4.125%
HK$79,389
baseline
▲ 0.50% · 4.625%
HK$84,220
+HK$4,831/mo
Deposit HK$7.02M · loan HK$16.38M · min. income ≈ HK$158,778/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$994,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,108
−HK$4,490/mo
▼ 0.25% · 3.875%
HK$85,337
−HK$2,261/mo
Today · 4.125%
HK$87,598
baseline
▲ 0.50% · 4.625%
HK$92,215
+HK$4,617/mo
Deposit HK$7.02M · loan HK$16.38M · min. income ≈ HK$175,196/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$994,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,049
−HK$6,023/mo
▼ 0.25% · 3.875%
HK$99,036
−HK$3,036/mo
Today · 4.125%
HK$102,072
baseline
▲ 0.50% · 4.625%
HK$108,282
+HK$6,210/mo
Deposit HK$2.34M · loan HK$21.06M · min. income ≈ HK$204,144/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$994,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,853
−HK$5,773/mo
▼ 0.25% · 3.875%
HK$109,719
−HK$2,907/mo
Today · 4.125%
HK$112,626
baseline
▲ 0.50% · 4.625%
HK$118,563
+HK$5,937/mo
Deposit HK$2.34M · loan HK$21.06M · min. income ≈ HK$225,252/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$994,544 · Scale 2, in force from 26 Feb 2026)