LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,362
−HK$3,346/mo
▼ 0.25% · 3.875%
HK$55,021
−HK$1,687/mo
Today · 4.125%
HK$56,708
baseline
▲ 0.50% · 4.625%
HK$60,158
+HK$3,450/mo
Deposit HK$11.70M · loan HK$11.70M · min. income ≈ HK$113,416/mo (50% DSR)
Upfront cash ≈ HK$12.70M (deposit + AVD stamp duty HK$994,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,364
−HK$3,208/mo
▼ 0.25% · 3.875%
HK$60,956
−HK$1,616/mo
Today · 4.125%
HK$62,572
baseline
▲ 0.50% · 4.625%
HK$65,870
+HK$3,298/mo
Deposit HK$11.70M · loan HK$11.70M · min. income ≈ HK$125,144/mo (50% DSR)
Upfront cash ≈ HK$12.70M (deposit + AVD stamp duty HK$994,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,034
−HK$4,015/mo
▼ 0.25% · 3.875%
HK$66,026
−HK$2,023/mo
Today · 4.125%
HK$68,049
baseline
▲ 0.50% · 4.625%
HK$72,190
+HK$4,141/mo
Deposit HK$9.36M · loan HK$14.04M · min. income ≈ HK$136,098/mo (50% DSR)
Upfront cash ≈ HK$10.36M (deposit + AVD stamp duty HK$994,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,237
−HK$3,849/mo
▼ 0.25% · 3.875%
HK$73,148
−HK$1,938/mo
Today · 4.125%
HK$75,086
baseline
▲ 0.50% · 4.625%
HK$79,044
+HK$3,958/mo
Deposit HK$9.36M · loan HK$14.04M · min. income ≈ HK$150,172/mo (50% DSR)
Upfront cash ≈ HK$10.36M (deposit + AVD stamp duty HK$994,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,706
−HK$4,685/mo
▼ 0.25% · 3.875%
HK$77,030
−HK$2,361/mo
Today · 4.125%
HK$79,391
baseline
▲ 0.50% · 4.625%
HK$84,222
+HK$4,831/mo
Deposit HK$7.02M · loan HK$16.38M · min. income ≈ HK$158,782/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$994,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,110
−HK$4,490/mo
▼ 0.25% · 3.875%
HK$85,339
−HK$2,261/mo
Today · 4.125%
HK$87,600
baseline
▲ 0.50% · 4.625%
HK$92,218
+HK$4,618/mo
Deposit HK$7.02M · loan HK$16.38M · min. income ≈ HK$175,200/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$994,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,051
−HK$6,023/mo
▼ 0.25% · 3.875%
HK$99,039
−HK$3,035/mo
Today · 4.125%
HK$102,074
baseline
▲ 0.50% · 4.625%
HK$108,285
+HK$6,211/mo
Deposit HK$2.34M · loan HK$21.06M · min. income ≈ HK$204,148/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$994,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,856
−HK$5,773/mo
▼ 0.25% · 3.875%
HK$109,722
−HK$2,907/mo
Today · 4.125%
HK$112,629
baseline
▲ 0.50% · 4.625%
HK$118,566
+HK$5,937/mo
Deposit HK$2.34M · loan HK$21.06M · min. income ≈ HK$225,258/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$994,568 · Scale 2, in force from 26 Feb 2026)