LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,365
−HK$3,347/mo
▼ 0.25% · 3.875%
HK$55,025
−HK$1,687/mo
Today · 4.125%
HK$56,712
baseline
▲ 0.50% · 4.625%
HK$60,163
+HK$3,451/mo
Deposit HK$11.70M · loan HK$11.70M · min. income ≈ HK$113,424/mo (50% DSR)
Upfront cash ≈ HK$12.70M (deposit + AVD stamp duty HK$994,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,369
−HK$3,207/mo
▼ 0.25% · 3.875%
HK$60,961
−HK$1,615/mo
Today · 4.125%
HK$62,576
baseline
▲ 0.50% · 4.625%
HK$65,875
+HK$3,299/mo
Deposit HK$11.70M · loan HK$11.70M · min. income ≈ HK$125,152/mo (50% DSR)
Upfront cash ≈ HK$12.70M (deposit + AVD stamp duty HK$994,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,039
−HK$4,015/mo
▼ 0.25% · 3.875%
HK$66,031
−HK$2,023/mo
Today · 4.125%
HK$68,054
baseline
▲ 0.50% · 4.625%
HK$72,195
+HK$4,141/mo
Deposit HK$9.36M · loan HK$14.04M · min. income ≈ HK$136,108/mo (50% DSR)
Upfront cash ≈ HK$10.36M (deposit + AVD stamp duty HK$994,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,242
−HK$3,849/mo
▼ 0.25% · 3.875%
HK$73,153
−HK$1,938/mo
Today · 4.125%
HK$75,091
baseline
▲ 0.50% · 4.625%
HK$79,049
+HK$3,958/mo
Deposit HK$9.36M · loan HK$14.04M · min. income ≈ HK$150,182/mo (50% DSR)
Upfront cash ≈ HK$10.36M (deposit + AVD stamp duty HK$994,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,712
−HK$4,685/mo
▼ 0.25% · 3.875%
HK$77,036
−HK$2,361/mo
Today · 4.125%
HK$79,397
baseline
▲ 0.50% · 4.625%
HK$84,228
+HK$4,831/mo
Deposit HK$7.02M · loan HK$16.38M · min. income ≈ HK$158,794/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$994,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,116
−HK$4,490/mo
▼ 0.25% · 3.875%
HK$85,345
−HK$2,261/mo
Today · 4.125%
HK$87,606
baseline
▲ 0.50% · 4.625%
HK$92,224
+HK$4,618/mo
Deposit HK$7.02M · loan HK$16.38M · min. income ≈ HK$175,212/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$994,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,058
−HK$6,024/mo
▼ 0.25% · 3.875%
HK$99,046
−HK$3,036/mo
Today · 4.125%
HK$102,082
baseline
▲ 0.50% · 4.625%
HK$108,293
+HK$6,211/mo
Deposit HK$2.34M · loan HK$21.06M · min. income ≈ HK$204,164/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$994,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,863
−HK$5,774/mo
▼ 0.25% · 3.875%
HK$109,729
−HK$2,908/mo
Today · 4.125%
HK$112,637
baseline
▲ 0.50% · 4.625%
HK$118,574
+HK$5,937/mo
Deposit HK$2.34M · loan HK$21.06M · min. income ≈ HK$225,274/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$994,640 · Scale 2, in force from 26 Feb 2026)