LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,367
−HK$3,347/mo
▼ 0.25% · 3.875%
HK$55,027
−HK$1,687/mo
Today · 4.125%
HK$56,714
baseline
▲ 0.50% · 4.625%
HK$60,165
+HK$3,451/mo
Deposit HK$11.70M · loan HK$11.70M · min. income ≈ HK$113,428/mo (50% DSR)
Upfront cash ≈ HK$12.70M (deposit + AVD stamp duty HK$994,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,371
−HK$3,207/mo
▼ 0.25% · 3.875%
HK$60,963
−HK$1,615/mo
Today · 4.125%
HK$62,578
baseline
▲ 0.50% · 4.625%
HK$65,877
+HK$3,299/mo
Deposit HK$11.70M · loan HK$11.70M · min. income ≈ HK$125,156/mo (50% DSR)
Upfront cash ≈ HK$12.70M (deposit + AVD stamp duty HK$994,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,041
−HK$4,016/mo
▼ 0.25% · 3.875%
HK$66,033
−HK$2,024/mo
Today · 4.125%
HK$68,057
baseline
▲ 0.50% · 4.625%
HK$72,198
+HK$4,141/mo
Deposit HK$9.36M · loan HK$14.04M · min. income ≈ HK$136,114/mo (50% DSR)
Upfront cash ≈ HK$10.36M (deposit + AVD stamp duty HK$994,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,245
−HK$3,849/mo
▼ 0.25% · 3.875%
HK$73,155
−HK$1,939/mo
Today · 4.125%
HK$75,094
baseline
▲ 0.50% · 4.625%
HK$79,052
+HK$3,958/mo
Deposit HK$9.36M · loan HK$14.04M · min. income ≈ HK$150,188/mo (50% DSR)
Upfront cash ≈ HK$10.36M (deposit + AVD stamp duty HK$994,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,714
−HK$4,685/mo
▼ 0.25% · 3.875%
HK$77,038
−HK$2,361/mo
Today · 4.125%
HK$79,399
baseline
▲ 0.50% · 4.625%
HK$84,231
+HK$4,832/mo
Deposit HK$7.02M · loan HK$16.38M · min. income ≈ HK$158,798/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$994,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,119
−HK$4,491/mo
▼ 0.25% · 3.875%
HK$85,348
−HK$2,262/mo
Today · 4.125%
HK$87,610
baseline
▲ 0.50% · 4.625%
HK$92,228
+HK$4,618/mo
Deposit HK$7.02M · loan HK$16.38M · min. income ≈ HK$175,220/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$994,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,061
−HK$6,024/mo
▼ 0.25% · 3.875%
HK$99,049
−HK$3,036/mo
Today · 4.125%
HK$102,085
baseline
▲ 0.50% · 4.625%
HK$108,297
+HK$6,212/mo
Deposit HK$2.34M · loan HK$21.06M · min. income ≈ HK$204,170/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$994,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,867
−HK$5,774/mo
▼ 0.25% · 3.875%
HK$109,733
−HK$2,908/mo
Today · 4.125%
HK$112,641
baseline
▲ 0.50% · 4.625%
HK$118,578
+HK$5,937/mo
Deposit HK$2.34M · loan HK$21.06M · min. income ≈ HK$225,282/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$994,674 · Scale 2, in force from 26 Feb 2026)