LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,368
−HK$3,347/mo
▼ 0.25% · 3.875%
HK$55,028
−HK$1,687/mo
Today · 4.125%
HK$56,715
baseline
▲ 0.50% · 4.625%
HK$60,166
+HK$3,451/mo
Deposit HK$11.70M · loan HK$11.70M · min. income ≈ HK$113,430/mo (50% DSR)
Upfront cash ≈ HK$12.70M (deposit + AVD stamp duty HK$994,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,372
−HK$3,207/mo
▼ 0.25% · 3.875%
HK$60,964
−HK$1,615/mo
Today · 4.125%
HK$62,579
baseline
▲ 0.50% · 4.625%
HK$65,878
+HK$3,299/mo
Deposit HK$11.70M · loan HK$11.70M · min. income ≈ HK$125,158/mo (50% DSR)
Upfront cash ≈ HK$12.70M (deposit + AVD stamp duty HK$994,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,042
−HK$4,016/mo
▼ 0.25% · 3.875%
HK$66,034
−HK$2,024/mo
Today · 4.125%
HK$68,058
baseline
▲ 0.50% · 4.625%
HK$72,199
+HK$4,141/mo
Deposit HK$9.36M · loan HK$14.04M · min. income ≈ HK$136,116/mo (50% DSR)
Upfront cash ≈ HK$10.36M (deposit + AVD stamp duty HK$994,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,246
−HK$3,849/mo
▼ 0.25% · 3.875%
HK$73,157
−HK$1,938/mo
Today · 4.125%
HK$75,095
baseline
▲ 0.50% · 4.625%
HK$79,053
+HK$3,958/mo
Deposit HK$9.36M · loan HK$14.04M · min. income ≈ HK$150,190/mo (50% DSR)
Upfront cash ≈ HK$10.36M (deposit + AVD stamp duty HK$994,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,715
−HK$4,686/mo
▼ 0.25% · 3.875%
HK$77,040
−HK$2,361/mo
Today · 4.125%
HK$79,401
baseline
▲ 0.50% · 4.625%
HK$84,232
+HK$4,831/mo
Deposit HK$7.02M · loan HK$16.38M · min. income ≈ HK$158,802/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$994,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,120
−HK$4,491/mo
▼ 0.25% · 3.875%
HK$85,349
−HK$2,262/mo
Today · 4.125%
HK$87,611
baseline
▲ 0.50% · 4.625%
HK$92,229
+HK$4,618/mo
Deposit HK$7.02M · loan HK$16.38M · min. income ≈ HK$175,222/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$994,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,063
−HK$6,024/mo
▼ 0.25% · 3.875%
HK$99,051
−HK$3,036/mo
Today · 4.125%
HK$102,087
baseline
▲ 0.50% · 4.625%
HK$108,298
+HK$6,211/mo
Deposit HK$2.34M · loan HK$21.06M · min. income ≈ HK$204,174/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$994,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,869
−HK$5,774/mo
▼ 0.25% · 3.875%
HK$109,735
−HK$2,908/mo
Today · 4.125%
HK$112,643
baseline
▲ 0.50% · 4.625%
HK$118,580
+HK$5,937/mo
Deposit HK$2.34M · loan HK$21.06M · min. income ≈ HK$225,286/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$994,691 · Scale 2, in force from 26 Feb 2026)