LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,372
−HK$3,347/mo
▼ 0.25% · 3.875%
HK$55,032
−HK$1,687/mo
Today · 4.125%
HK$56,719
baseline
▲ 0.50% · 4.625%
HK$60,170
+HK$3,451/mo
Deposit HK$11.70M · loan HK$11.70M · min. income ≈ HK$113,438/mo (50% DSR)
Upfront cash ≈ HK$12.70M (deposit + AVD stamp duty HK$994,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,376
−HK$3,208/mo
▼ 0.25% · 3.875%
HK$60,969
−HK$1,615/mo
Today · 4.125%
HK$62,584
baseline
▲ 0.50% · 4.625%
HK$65,883
+HK$3,299/mo
Deposit HK$11.70M · loan HK$11.70M · min. income ≈ HK$125,168/mo (50% DSR)
Upfront cash ≈ HK$12.70M (deposit + AVD stamp duty HK$994,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,047
−HK$4,016/mo
▼ 0.25% · 3.875%
HK$66,039
−HK$2,024/mo
Today · 4.125%
HK$68,063
baseline
▲ 0.50% · 4.625%
HK$72,204
+HK$4,141/mo
Deposit HK$9.36M · loan HK$14.04M · min. income ≈ HK$136,126/mo (50% DSR)
Upfront cash ≈ HK$10.36M (deposit + AVD stamp duty HK$994,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,251
−HK$3,850/mo
▼ 0.25% · 3.875%
HK$73,162
−HK$1,939/mo
Today · 4.125%
HK$75,101
baseline
▲ 0.50% · 4.625%
HK$79,059
+HK$3,958/mo
Deposit HK$9.36M · loan HK$14.04M · min. income ≈ HK$150,202/mo (50% DSR)
Upfront cash ≈ HK$10.36M (deposit + AVD stamp duty HK$994,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,721
−HK$4,686/mo
▼ 0.25% · 3.875%
HK$77,045
−HK$2,362/mo
Today · 4.125%
HK$79,407
baseline
▲ 0.50% · 4.625%
HK$84,239
+HK$4,832/mo
Deposit HK$7.02M · loan HK$16.38M · min. income ≈ HK$158,814/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$994,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,127
−HK$4,491/mo
▼ 0.25% · 3.875%
HK$85,356
−HK$2,262/mo
Today · 4.125%
HK$87,618
baseline
▲ 0.50% · 4.625%
HK$92,236
+HK$4,618/mo
Deposit HK$7.02M · loan HK$16.38M · min. income ≈ HK$175,236/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$994,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,070
−HK$6,024/mo
▼ 0.25% · 3.875%
HK$99,058
−HK$3,036/mo
Today · 4.125%
HK$102,094
baseline
▲ 0.50% · 4.625%
HK$108,307
+HK$6,213/mo
Deposit HK$2.34M · loan HK$21.07M · min. income ≈ HK$204,188/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$994,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,877
−HK$5,774/mo
▼ 0.25% · 3.875%
HK$109,743
−HK$2,908/mo
Today · 4.125%
HK$112,651
baseline
▲ 0.50% · 4.625%
HK$118,589
+HK$5,938/mo
Deposit HK$2.34M · loan HK$21.07M · min. income ≈ HK$225,302/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$994,766 · Scale 2, in force from 26 Feb 2026)