LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,375
−HK$3,347/mo
▼ 0.25% · 3.875%
HK$55,036
−HK$1,686/mo
Today · 4.125%
HK$56,722
baseline
▲ 0.50% · 4.625%
HK$60,174
+HK$3,452/mo
Deposit HK$11.70M · loan HK$11.70M · min. income ≈ HK$113,444/mo (50% DSR)
Upfront cash ≈ HK$12.70M (deposit + AVD stamp duty HK$994,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,379
−HK$3,208/mo
▼ 0.25% · 3.875%
HK$60,972
−HK$1,615/mo
Today · 4.125%
HK$62,587
baseline
▲ 0.50% · 4.625%
HK$65,887
+HK$3,300/mo
Deposit HK$11.70M · loan HK$11.70M · min. income ≈ HK$125,174/mo (50% DSR)
Upfront cash ≈ HK$12.70M (deposit + AVD stamp duty HK$994,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,050
−HK$4,017/mo
▼ 0.25% · 3.875%
HK$66,043
−HK$2,024/mo
Today · 4.125%
HK$68,067
baseline
▲ 0.50% · 4.625%
HK$72,209
+HK$4,142/mo
Deposit HK$9.36M · loan HK$14.04M · min. income ≈ HK$136,134/mo (50% DSR)
Upfront cash ≈ HK$10.36M (deposit + AVD stamp duty HK$994,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,255
−HK$3,850/mo
▼ 0.25% · 3.875%
HK$73,166
−HK$1,939/mo
Today · 4.125%
HK$75,105
baseline
▲ 0.50% · 4.625%
HK$79,064
+HK$3,959/mo
Deposit HK$9.36M · loan HK$14.04M · min. income ≈ HK$150,210/mo (50% DSR)
Upfront cash ≈ HK$10.36M (deposit + AVD stamp duty HK$994,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,725
−HK$4,686/mo
▼ 0.25% · 3.875%
HK$77,050
−HK$2,361/mo
Today · 4.125%
HK$79,411
baseline
▲ 0.50% · 4.625%
HK$84,243
+HK$4,832/mo
Deposit HK$7.02M · loan HK$16.39M · min. income ≈ HK$158,822/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$994,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,131
−HK$4,491/mo
▼ 0.25% · 3.875%
HK$85,361
−HK$2,261/mo
Today · 4.125%
HK$87,622
baseline
▲ 0.50% · 4.625%
HK$92,241
+HK$4,619/mo
Deposit HK$7.02M · loan HK$16.39M · min. income ≈ HK$175,244/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$994,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,075
−HK$6,025/mo
▼ 0.25% · 3.875%
HK$99,064
−HK$3,036/mo
Today · 4.125%
HK$102,100
baseline
▲ 0.50% · 4.625%
HK$108,313
+HK$6,213/mo
Deposit HK$2.34M · loan HK$21.07M · min. income ≈ HK$204,200/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$994,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,883
−HK$5,774/mo
▼ 0.25% · 3.875%
HK$109,749
−HK$2,908/mo
Today · 4.125%
HK$112,657
baseline
▲ 0.50% · 4.625%
HK$118,596
+HK$5,939/mo
Deposit HK$2.34M · loan HK$21.07M · min. income ≈ HK$225,314/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$994,822 · Scale 2, in force from 26 Feb 2026)