LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,376
−HK$3,347/mo
▼ 0.25% · 3.875%
HK$55,036
−HK$1,687/mo
Today · 4.125%
HK$56,723
baseline
▲ 0.50% · 4.625%
HK$60,174
+HK$3,451/mo
Deposit HK$11.70M · loan HK$11.70M · min. income ≈ HK$113,446/mo (50% DSR)
Upfront cash ≈ HK$12.70M (deposit + AVD stamp duty HK$994,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,380
−HK$3,208/mo
▼ 0.25% · 3.875%
HK$60,973
−HK$1,615/mo
Today · 4.125%
HK$62,588
baseline
▲ 0.50% · 4.625%
HK$65,887
+HK$3,299/mo
Deposit HK$11.70M · loan HK$11.70M · min. income ≈ HK$125,176/mo (50% DSR)
Upfront cash ≈ HK$12.70M (deposit + AVD stamp duty HK$994,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,051
−HK$4,016/mo
▼ 0.25% · 3.875%
HK$66,043
−HK$2,024/mo
Today · 4.125%
HK$68,067
baseline
▲ 0.50% · 4.625%
HK$72,209
+HK$4,142/mo
Deposit HK$9.36M · loan HK$14.04M · min. income ≈ HK$136,134/mo (50% DSR)
Upfront cash ≈ HK$10.36M (deposit + AVD stamp duty HK$994,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,256
−HK$3,850/mo
▼ 0.25% · 3.875%
HK$73,167
−HK$1,939/mo
Today · 4.125%
HK$75,106
baseline
▲ 0.50% · 4.625%
HK$79,065
+HK$3,959/mo
Deposit HK$9.36M · loan HK$14.04M · min. income ≈ HK$150,212/mo (50% DSR)
Upfront cash ≈ HK$10.36M (deposit + AVD stamp duty HK$994,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,726
−HK$4,686/mo
▼ 0.25% · 3.875%
HK$77,050
−HK$2,362/mo
Today · 4.125%
HK$79,412
baseline
▲ 0.50% · 4.625%
HK$84,244
+HK$4,832/mo
Deposit HK$7.02M · loan HK$16.39M · min. income ≈ HK$158,824/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$994,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,132
−HK$4,491/mo
▼ 0.25% · 3.875%
HK$85,362
−HK$2,261/mo
Today · 4.125%
HK$87,623
baseline
▲ 0.50% · 4.625%
HK$92,242
+HK$4,619/mo
Deposit HK$7.02M · loan HK$16.39M · min. income ≈ HK$175,246/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$994,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,076
−HK$6,025/mo
▼ 0.25% · 3.875%
HK$99,065
−HK$3,036/mo
Today · 4.125%
HK$102,101
baseline
▲ 0.50% · 4.625%
HK$108,314
+HK$6,213/mo
Deposit HK$2.34M · loan HK$21.07M · min. income ≈ HK$204,202/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$994,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,884
−HK$5,775/mo
▼ 0.25% · 3.875%
HK$109,751
−HK$2,908/mo
Today · 4.125%
HK$112,659
baseline
▲ 0.50% · 4.625%
HK$118,597
+HK$5,938/mo
Deposit HK$2.34M · loan HK$21.07M · min. income ≈ HK$225,318/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$994,832 · Scale 2, in force from 26 Feb 2026)