LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,378
−HK$3,348/mo
▼ 0.25% · 3.875%
HK$55,039
−HK$1,687/mo
Today · 4.125%
HK$56,726
baseline
▲ 0.50% · 4.625%
HK$60,177
+HK$3,451/mo
Deposit HK$11.70M · loan HK$11.70M · min. income ≈ HK$113,452/mo (50% DSR)
Upfront cash ≈ HK$12.70M (deposit + AVD stamp duty HK$994,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,383
−HK$3,208/mo
▼ 0.25% · 3.875%
HK$60,975
−HK$1,616/mo
Today · 4.125%
HK$62,591
baseline
▲ 0.50% · 4.625%
HK$65,890
+HK$3,299/mo
Deposit HK$11.70M · loan HK$11.70M · min. income ≈ HK$125,182/mo (50% DSR)
Upfront cash ≈ HK$12.70M (deposit + AVD stamp duty HK$994,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,054
−HK$4,017/mo
▼ 0.25% · 3.875%
HK$66,046
−HK$2,025/mo
Today · 4.125%
HK$68,071
baseline
▲ 0.50% · 4.625%
HK$72,213
+HK$4,142/mo
Deposit HK$9.36M · loan HK$14.05M · min. income ≈ HK$136,142/mo (50% DSR)
Upfront cash ≈ HK$10.36M (deposit + AVD stamp duty HK$994,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,259
−HK$3,850/mo
▼ 0.25% · 3.875%
HK$73,171
−HK$1,938/mo
Today · 4.125%
HK$75,109
baseline
▲ 0.50% · 4.625%
HK$79,068
+HK$3,959/mo
Deposit HK$9.36M · loan HK$14.05M · min. income ≈ HK$150,218/mo (50% DSR)
Upfront cash ≈ HK$10.36M (deposit + AVD stamp duty HK$994,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,730
−HK$4,686/mo
▼ 0.25% · 3.875%
HK$77,054
−HK$2,362/mo
Today · 4.125%
HK$79,416
baseline
▲ 0.50% · 4.625%
HK$84,248
+HK$4,832/mo
Deposit HK$7.02M · loan HK$16.39M · min. income ≈ HK$158,832/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$994,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,136
−HK$4,492/mo
▼ 0.25% · 3.875%
HK$85,366
−HK$2,262/mo
Today · 4.125%
HK$87,628
baseline
▲ 0.50% · 4.625%
HK$92,246
+HK$4,618/mo
Deposit HK$7.02M · loan HK$16.39M · min. income ≈ HK$175,256/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$994,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,081
−HK$6,025/mo
▼ 0.25% · 3.875%
HK$99,070
−HK$3,036/mo
Today · 4.125%
HK$102,106
baseline
▲ 0.50% · 4.625%
HK$108,319
+HK$6,213/mo
Deposit HK$2.34M · loan HK$21.07M · min. income ≈ HK$204,212/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$994,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,889
−HK$5,775/mo
▼ 0.25% · 3.875%
HK$109,756
−HK$2,908/mo
Today · 4.125%
HK$112,664
baseline
▲ 0.50% · 4.625%
HK$118,603
+HK$5,939/mo
Deposit HK$2.34M · loan HK$21.07M · min. income ≈ HK$225,328/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$994,879 · Scale 2, in force from 26 Feb 2026)