LTV · monthly repayment
▼ 0.50% · 3.625%
HK$533,792
−HK$33,474/mo
▼ 0.25% · 3.875%
HK$550,396
−HK$16,870/mo
Today · 4.125%
HK$567,266
baseline
▲ 0.50% · 4.625%
HK$601,783
+HK$34,517/mo
Deposit HK$117.05M · loan HK$117.05M · min. income ≈ HK$1,134,532/mo (50% DSR)
Upfront cash ≈ HK$132.26M (deposit + AVD stamp duty HK$15,216,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$593,839
−HK$32,083/mo
▼ 0.25% · 3.875%
HK$609,765
−HK$16,157/mo
Today · 4.125%
HK$625,922
baseline
▲ 0.50% · 4.625%
HK$658,915
+HK$32,993/mo
Deposit HK$117.05M · loan HK$117.05M · min. income ≈ HK$1,251,844/mo (50% DSR)
Upfront cash ≈ HK$132.26M (deposit + AVD stamp duty HK$15,216,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$640,551
−HK$40,168/mo
▼ 0.25% · 3.875%
HK$660,476
−HK$20,243/mo
Today · 4.125%
HK$680,719
baseline
▲ 0.50% · 4.625%
HK$722,139
+HK$41,420/mo
Deposit HK$93.64M · loan HK$140.46M · min. income ≈ HK$1,361,438/mo (50% DSR)
Upfront cash ≈ HK$108.85M (deposit + AVD stamp duty HK$15,216,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$712,606
−HK$38,500/mo
▼ 0.25% · 3.875%
HK$731,718
−HK$19,388/mo
Today · 4.125%
HK$751,106
baseline
▲ 0.50% · 4.625%
HK$790,698
+HK$39,592/mo
Deposit HK$93.64M · loan HK$140.46M · min. income ≈ HK$1,502,212/mo (50% DSR)
Upfront cash ≈ HK$108.85M (deposit + AVD stamp duty HK$15,216,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$747,309
−HK$46,863/mo
▼ 0.25% · 3.875%
HK$770,555
−HK$23,617/mo
Today · 4.125%
HK$794,172
baseline
▲ 0.50% · 4.625%
HK$842,496
+HK$48,324/mo
Deposit HK$70.23M · loan HK$163.87M · min. income ≈ HK$1,588,344/mo (50% DSR)
Upfront cash ≈ HK$85.44M (deposit + AVD stamp duty HK$15,216,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$831,374
−HK$44,917/mo
▼ 0.25% · 3.875%
HK$853,671
−HK$22,620/mo
Today · 4.125%
HK$876,291
baseline
▲ 0.50% · 4.625%
HK$922,481
+HK$46,190/mo
Deposit HK$70.23M · loan HK$163.87M · min. income ≈ HK$1,752,582/mo (50% DSR)
Upfront cash ≈ HK$85.44M (deposit + AVD stamp duty HK$15,216,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$960,826
−HK$60,253/mo
▼ 0.25% · 3.875%
HK$990,713
−HK$30,366/mo
Today · 4.125%
HK$1,021,079
baseline
▲ 0.50% · 4.625%
HK$1,083,209
+HK$62,130/mo
Deposit HK$23.41M · loan HK$210.68M · min. income ≈ HK$2,042,158/mo (50% DSR)
Upfront cash ≈ HK$38.63M (deposit + AVD stamp duty HK$15,216,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,068,910
−HK$57,749/mo
▼ 0.25% · 3.875%
HK$1,097,577
−HK$29,082/mo
Today · 4.125%
HK$1,126,659
baseline
▲ 0.50% · 4.625%
HK$1,186,047
+HK$59,388/mo
Deposit HK$23.41M · loan HK$210.68M · min. income ≈ HK$2,253,318/mo (50% DSR)
Upfront cash ≈ HK$38.63M (deposit + AVD stamp duty HK$15,216,054 · Scale 2, in force from 26 Feb 2026)