LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,384
−HK$3,347/mo
▼ 0.25% · 3.875%
HK$55,044
−HK$1,687/mo
Today · 4.125%
HK$56,731
baseline
▲ 0.50% · 4.625%
HK$60,183
+HK$3,452/mo
Deposit HK$11.71M · loan HK$11.71M · min. income ≈ HK$113,462/mo (50% DSR)
Upfront cash ≈ HK$12.70M (deposit + AVD stamp duty HK$994,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,389
−HK$3,208/mo
▼ 0.25% · 3.875%
HK$60,982
−HK$1,615/mo
Today · 4.125%
HK$62,597
baseline
▲ 0.50% · 4.625%
HK$65,897
+HK$3,300/mo
Deposit HK$11.71M · loan HK$11.71M · min. income ≈ HK$125,194/mo (50% DSR)
Upfront cash ≈ HK$12.70M (deposit + AVD stamp duty HK$994,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,060
−HK$4,018/mo
▼ 0.25% · 3.875%
HK$66,053
−HK$2,025/mo
Today · 4.125%
HK$68,078
baseline
▲ 0.50% · 4.625%
HK$72,220
+HK$4,142/mo
Deposit HK$9.36M · loan HK$14.05M · min. income ≈ HK$136,156/mo (50% DSR)
Upfront cash ≈ HK$10.36M (deposit + AVD stamp duty HK$994,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,267
−HK$3,850/mo
▼ 0.25% · 3.875%
HK$73,178
−HK$1,939/mo
Today · 4.125%
HK$75,117
baseline
▲ 0.50% · 4.625%
HK$79,076
+HK$3,959/mo
Deposit HK$9.36M · loan HK$14.05M · min. income ≈ HK$150,234/mo (50% DSR)
Upfront cash ≈ HK$10.36M (deposit + AVD stamp duty HK$994,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,737
−HK$4,687/mo
▼ 0.25% · 3.875%
HK$77,062
−HK$2,362/mo
Today · 4.125%
HK$79,424
baseline
▲ 0.50% · 4.625%
HK$84,257
+HK$4,833/mo
Deposit HK$7.02M · loan HK$16.39M · min. income ≈ HK$158,848/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$994,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,144
−HK$4,492/mo
▼ 0.25% · 3.875%
HK$85,374
−HK$2,262/mo
Today · 4.125%
HK$87,636
baseline
▲ 0.50% · 4.625%
HK$92,256
+HK$4,620/mo
Deposit HK$7.02M · loan HK$16.39M · min. income ≈ HK$175,272/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$994,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,091
−HK$6,025/mo
▼ 0.25% · 3.875%
HK$99,080
−HK$3,036/mo
Today · 4.125%
HK$102,116
baseline
▲ 0.50% · 4.625%
HK$108,330
+HK$6,214/mo
Deposit HK$2.34M · loan HK$21.07M · min. income ≈ HK$204,232/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$994,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,900
−HK$5,775/mo
▼ 0.25% · 3.875%
HK$109,767
−HK$2,908/mo
Today · 4.125%
HK$112,675
baseline
▲ 0.50% · 4.625%
HK$118,615
+HK$5,940/mo
Deposit HK$2.34M · loan HK$21.07M · min. income ≈ HK$225,350/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$994,979 · Scale 2, in force from 26 Feb 2026)