LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,384
−HK$3,348/mo
▼ 0.25% · 3.875%
HK$55,045
−HK$1,687/mo
Today · 4.125%
HK$56,732
baseline
▲ 0.50% · 4.625%
HK$60,184
+HK$3,452/mo
Deposit HK$11.71M · loan HK$11.71M · min. income ≈ HK$113,464/mo (50% DSR)
Upfront cash ≈ HK$12.70M (deposit + AVD stamp duty HK$994,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,390
−HK$3,208/mo
▼ 0.25% · 3.875%
HK$60,982
−HK$1,616/mo
Today · 4.125%
HK$62,598
baseline
▲ 0.50% · 4.625%
HK$65,898
+HK$3,300/mo
Deposit HK$11.71M · loan HK$11.71M · min. income ≈ HK$125,196/mo (50% DSR)
Upfront cash ≈ HK$12.70M (deposit + AVD stamp duty HK$994,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,061
−HK$4,017/mo
▼ 0.25% · 3.875%
HK$66,054
−HK$2,024/mo
Today · 4.125%
HK$68,078
baseline
▲ 0.50% · 4.625%
HK$72,221
+HK$4,143/mo
Deposit HK$9.36M · loan HK$14.05M · min. income ≈ HK$136,156/mo (50% DSR)
Upfront cash ≈ HK$10.36M (deposit + AVD stamp duty HK$994,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,268
−HK$3,850/mo
▼ 0.25% · 3.875%
HK$73,179
−HK$1,939/mo
Today · 4.125%
HK$75,118
baseline
▲ 0.50% · 4.625%
HK$79,077
+HK$3,959/mo
Deposit HK$9.36M · loan HK$14.05M · min. income ≈ HK$150,236/mo (50% DSR)
Upfront cash ≈ HK$10.36M (deposit + AVD stamp duty HK$994,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,738
−HK$4,687/mo
▼ 0.25% · 3.875%
HK$77,063
−HK$2,362/mo
Today · 4.125%
HK$79,425
baseline
▲ 0.50% · 4.625%
HK$84,258
+HK$4,833/mo
Deposit HK$7.02M · loan HK$16.39M · min. income ≈ HK$158,850/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$994,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,145
−HK$4,493/mo
▼ 0.25% · 3.875%
HK$85,375
−HK$2,263/mo
Today · 4.125%
HK$87,638
baseline
▲ 0.50% · 4.625%
HK$92,257
+HK$4,619/mo
Deposit HK$7.02M · loan HK$16.39M · min. income ≈ HK$175,276/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$994,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,092
−HK$6,026/mo
▼ 0.25% · 3.875%
HK$99,081
−HK$3,037/mo
Today · 4.125%
HK$102,118
baseline
▲ 0.50% · 4.625%
HK$108,331
+HK$6,213/mo
Deposit HK$2.34M · loan HK$21.07M · min. income ≈ HK$204,236/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$994,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,901
−HK$5,776/mo
▼ 0.25% · 3.875%
HK$109,768
−HK$2,909/mo
Today · 4.125%
HK$112,677
baseline
▲ 0.50% · 4.625%
HK$118,616
+HK$5,939/mo
Deposit HK$2.34M · loan HK$21.07M · min. income ≈ HK$225,354/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$994,992 · Scale 2, in force from 26 Feb 2026)