LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,386
−HK$3,347/mo
▼ 0.25% · 3.875%
HK$55,046
−HK$1,687/mo
Today · 4.125%
HK$56,733
baseline
▲ 0.50% · 4.625%
HK$60,185
+HK$3,452/mo
Deposit HK$11.71M · loan HK$11.71M · min. income ≈ HK$113,466/mo (50% DSR)
Upfront cash ≈ HK$12.70M (deposit + AVD stamp duty HK$995,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,391
−HK$3,209/mo
▼ 0.25% · 3.875%
HK$60,984
−HK$1,616/mo
Today · 4.125%
HK$62,600
baseline
▲ 0.50% · 4.625%
HK$65,899
+HK$3,299/mo
Deposit HK$11.71M · loan HK$11.71M · min. income ≈ HK$125,200/mo (50% DSR)
Upfront cash ≈ HK$12.70M (deposit + AVD stamp duty HK$995,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,063
−HK$4,017/mo
▼ 0.25% · 3.875%
HK$66,055
−HK$2,025/mo
Today · 4.125%
HK$68,080
baseline
▲ 0.50% · 4.625%
HK$72,222
+HK$4,142/mo
Deposit HK$9.36M · loan HK$14.05M · min. income ≈ HK$136,160/mo (50% DSR)
Upfront cash ≈ HK$10.36M (deposit + AVD stamp duty HK$995,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,269
−HK$3,851/mo
▼ 0.25% · 3.875%
HK$73,180
−HK$1,940/mo
Today · 4.125%
HK$75,120
baseline
▲ 0.50% · 4.625%
HK$79,079
+HK$3,959/mo
Deposit HK$9.36M · loan HK$14.05M · min. income ≈ HK$150,240/mo (50% DSR)
Upfront cash ≈ HK$10.36M (deposit + AVD stamp duty HK$995,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,740
−HK$4,687/mo
▼ 0.25% · 3.875%
HK$77,065
−HK$2,362/mo
Today · 4.125%
HK$79,427
baseline
▲ 0.50% · 4.625%
HK$84,260
+HK$4,833/mo
Deposit HK$7.02M · loan HK$16.39M · min. income ≈ HK$158,854/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$995,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,147
−HK$4,492/mo
▼ 0.25% · 3.875%
HK$85,377
−HK$2,262/mo
Today · 4.125%
HK$87,639
baseline
▲ 0.50% · 4.625%
HK$92,259
+HK$4,620/mo
Deposit HK$7.02M · loan HK$16.39M · min. income ≈ HK$175,278/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$995,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,094
−HK$6,026/mo
▼ 0.25% · 3.875%
HK$99,083
−HK$3,037/mo
Today · 4.125%
HK$102,120
baseline
▲ 0.50% · 4.625%
HK$108,334
+HK$6,214/mo
Deposit HK$2.34M · loan HK$21.07M · min. income ≈ HK$204,240/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$995,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,904
−HK$5,775/mo
▼ 0.25% · 3.875%
HK$109,771
−HK$2,908/mo
Today · 4.125%
HK$112,679
baseline
▲ 0.50% · 4.625%
HK$118,619
+HK$5,940/mo
Deposit HK$2.34M · loan HK$21.07M · min. income ≈ HK$225,358/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$995,014 · Scale 2, in force from 26 Feb 2026)