LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,387
−HK$3,347/mo
▼ 0.25% · 3.875%
HK$55,047
−HK$1,687/mo
Today · 4.125%
HK$56,734
baseline
▲ 0.50% · 4.625%
HK$60,187
+HK$3,453/mo
Deposit HK$11.71M · loan HK$11.71M · min. income ≈ HK$113,468/mo (50% DSR)
Upfront cash ≈ HK$12.70M (deposit + AVD stamp duty HK$995,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,392
−HK$3,209/mo
▼ 0.25% · 3.875%
HK$60,985
−HK$1,616/mo
Today · 4.125%
HK$62,601
baseline
▲ 0.50% · 4.625%
HK$65,901
+HK$3,300/mo
Deposit HK$11.71M · loan HK$11.71M · min. income ≈ HK$125,202/mo (50% DSR)
Upfront cash ≈ HK$12.70M (deposit + AVD stamp duty HK$995,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,064
−HK$4,017/mo
▼ 0.25% · 3.875%
HK$66,057
−HK$2,024/mo
Today · 4.125%
HK$68,081
baseline
▲ 0.50% · 4.625%
HK$72,224
+HK$4,143/mo
Deposit HK$9.37M · loan HK$14.05M · min. income ≈ HK$136,162/mo (50% DSR)
Upfront cash ≈ HK$10.36M (deposit + AVD stamp duty HK$995,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,270
−HK$3,851/mo
▼ 0.25% · 3.875%
HK$73,182
−HK$1,939/mo
Today · 4.125%
HK$75,121
baseline
▲ 0.50% · 4.625%
HK$79,081
+HK$3,960/mo
Deposit HK$9.37M · loan HK$14.05M · min. income ≈ HK$150,242/mo (50% DSR)
Upfront cash ≈ HK$10.36M (deposit + AVD stamp duty HK$995,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,741
−HK$4,687/mo
▼ 0.25% · 3.875%
HK$77,066
−HK$2,362/mo
Today · 4.125%
HK$79,428
baseline
▲ 0.50% · 4.625%
HK$84,261
+HK$4,833/mo
Deposit HK$7.02M · loan HK$16.39M · min. income ≈ HK$158,856/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$995,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,149
−HK$4,492/mo
▼ 0.25% · 3.875%
HK$85,379
−HK$2,262/mo
Today · 4.125%
HK$87,641
baseline
▲ 0.50% · 4.625%
HK$92,261
+HK$4,620/mo
Deposit HK$7.02M · loan HK$16.39M · min. income ≈ HK$175,282/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$995,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,096
−HK$6,026/mo
▼ 0.25% · 3.875%
HK$99,085
−HK$3,037/mo
Today · 4.125%
HK$102,122
baseline
▲ 0.50% · 4.625%
HK$108,336
+HK$6,214/mo
Deposit HK$2.34M · loan HK$21.07M · min. income ≈ HK$204,244/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$995,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,906
−HK$5,775/mo
▼ 0.25% · 3.875%
HK$109,773
−HK$2,908/mo
Today · 4.125%
HK$112,681
baseline
▲ 0.50% · 4.625%
HK$118,621
+HK$5,940/mo
Deposit HK$2.34M · loan HK$21.07M · min. income ≈ HK$225,362/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$995,033 · Scale 2, in force from 26 Feb 2026)