LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,388
−HK$3,348/mo
▼ 0.25% · 3.875%
HK$55,048
−HK$1,688/mo
Today · 4.125%
HK$56,736
baseline
▲ 0.50% · 4.625%
HK$60,188
+HK$3,452/mo
Deposit HK$11.71M · loan HK$11.71M · min. income ≈ HK$113,472/mo (50% DSR)
Upfront cash ≈ HK$12.70M (deposit + AVD stamp duty HK$995,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,393
−HK$3,209/mo
▼ 0.25% · 3.875%
HK$60,986
−HK$1,616/mo
Today · 4.125%
HK$62,602
baseline
▲ 0.50% · 4.625%
HK$65,902
+HK$3,300/mo
Deposit HK$11.71M · loan HK$11.71M · min. income ≈ HK$125,204/mo (50% DSR)
Upfront cash ≈ HK$12.70M (deposit + AVD stamp duty HK$995,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,065
−HK$4,018/mo
▼ 0.25% · 3.875%
HK$66,058
−HK$2,025/mo
Today · 4.125%
HK$68,083
baseline
▲ 0.50% · 4.625%
HK$72,225
+HK$4,142/mo
Deposit HK$9.37M · loan HK$14.05M · min. income ≈ HK$136,166/mo (50% DSR)
Upfront cash ≈ HK$10.36M (deposit + AVD stamp duty HK$995,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,272
−HK$3,851/mo
▼ 0.25% · 3.875%
HK$73,183
−HK$1,940/mo
Today · 4.125%
HK$75,123
baseline
▲ 0.50% · 4.625%
HK$79,082
+HK$3,959/mo
Deposit HK$9.37M · loan HK$14.05M · min. income ≈ HK$150,246/mo (50% DSR)
Upfront cash ≈ HK$10.36M (deposit + AVD stamp duty HK$995,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,743
−HK$4,687/mo
▼ 0.25% · 3.875%
HK$77,068
−HK$2,362/mo
Today · 4.125%
HK$79,430
baseline
▲ 0.50% · 4.625%
HK$84,263
+HK$4,833/mo
Deposit HK$7.02M · loan HK$16.39M · min. income ≈ HK$158,860/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$995,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,151
−HK$4,492/mo
▼ 0.25% · 3.875%
HK$85,381
−HK$2,262/mo
Today · 4.125%
HK$87,643
baseline
▲ 0.50% · 4.625%
HK$92,263
+HK$4,620/mo
Deposit HK$7.02M · loan HK$16.39M · min. income ≈ HK$175,286/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$995,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,098
−HK$6,026/mo
▼ 0.25% · 3.875%
HK$99,087
−HK$3,037/mo
Today · 4.125%
HK$102,124
baseline
▲ 0.50% · 4.625%
HK$108,338
+HK$6,214/mo
Deposit HK$2.34M · loan HK$21.07M · min. income ≈ HK$204,248/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$995,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,908
−HK$5,776/mo
▼ 0.25% · 3.875%
HK$109,775
−HK$2,909/mo
Today · 4.125%
HK$112,684
baseline
▲ 0.50% · 4.625%
HK$118,624
+HK$5,940/mo
Deposit HK$2.34M · loan HK$21.07M · min. income ≈ HK$225,368/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$995,055 · Scale 2, in force from 26 Feb 2026)