LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,388
−HK$3,348/mo
▼ 0.25% · 3.875%
HK$55,049
−HK$1,687/mo
Today · 4.125%
HK$56,736
baseline
▲ 0.50% · 4.625%
HK$60,188
+HK$3,452/mo
Deposit HK$11.71M · loan HK$11.71M · min. income ≈ HK$113,472/mo (50% DSR)
Upfront cash ≈ HK$12.70M (deposit + AVD stamp duty HK$995,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,394
−HK$3,209/mo
▼ 0.25% · 3.875%
HK$60,987
−HK$1,616/mo
Today · 4.125%
HK$62,603
baseline
▲ 0.50% · 4.625%
HK$65,903
+HK$3,300/mo
Deposit HK$11.71M · loan HK$11.71M · min. income ≈ HK$125,206/mo (50% DSR)
Upfront cash ≈ HK$12.70M (deposit + AVD stamp duty HK$995,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,066
−HK$4,017/mo
▼ 0.25% · 3.875%
HK$66,059
−HK$2,024/mo
Today · 4.125%
HK$68,083
baseline
▲ 0.50% · 4.625%
HK$72,226
+HK$4,143/mo
Deposit HK$9.37M · loan HK$14.05M · min. income ≈ HK$136,166/mo (50% DSR)
Upfront cash ≈ HK$10.36M (deposit + AVD stamp duty HK$995,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,273
−HK$3,850/mo
▼ 0.25% · 3.875%
HK$73,184
−HK$1,939/mo
Today · 4.125%
HK$75,123
baseline
▲ 0.50% · 4.625%
HK$79,083
+HK$3,960/mo
Deposit HK$9.37M · loan HK$14.05M · min. income ≈ HK$150,246/mo (50% DSR)
Upfront cash ≈ HK$10.36M (deposit + AVD stamp duty HK$995,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,743
−HK$4,688/mo
▼ 0.25% · 3.875%
HK$77,068
−HK$2,363/mo
Today · 4.125%
HK$79,431
baseline
▲ 0.50% · 4.625%
HK$84,264
+HK$4,833/mo
Deposit HK$7.02M · loan HK$16.39M · min. income ≈ HK$158,862/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$995,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,151
−HK$4,493/mo
▼ 0.25% · 3.875%
HK$85,381
−HK$2,263/mo
Today · 4.125%
HK$87,644
baseline
▲ 0.50% · 4.625%
HK$92,264
+HK$4,620/mo
Deposit HK$7.02M · loan HK$16.39M · min. income ≈ HK$175,288/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$995,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,099
−HK$6,026/mo
▼ 0.25% · 3.875%
HK$99,088
−HK$3,037/mo
Today · 4.125%
HK$102,125
baseline
▲ 0.50% · 4.625%
HK$108,339
+HK$6,214/mo
Deposit HK$2.34M · loan HK$21.07M · min. income ≈ HK$204,250/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$995,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,909
−HK$5,776/mo
▼ 0.25% · 3.875%
HK$109,776
−HK$2,909/mo
Today · 4.125%
HK$112,685
baseline
▲ 0.50% · 4.625%
HK$118,625
+HK$5,940/mo
Deposit HK$2.34M · loan HK$21.07M · min. income ≈ HK$225,370/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$995,063 · Scale 2, in force from 26 Feb 2026)