LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,389
−HK$3,348/mo
▼ 0.25% · 3.875%
HK$55,050
−HK$1,687/mo
Today · 4.125%
HK$56,737
baseline
▲ 0.50% · 4.625%
HK$60,189
+HK$3,452/mo
Deposit HK$11.71M · loan HK$11.71M · min. income ≈ HK$113,474/mo (50% DSR)
Upfront cash ≈ HK$12.70M (deposit + AVD stamp duty HK$995,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,395
−HK$3,209/mo
▼ 0.25% · 3.875%
HK$60,988
−HK$1,616/mo
Today · 4.125%
HK$62,604
baseline
▲ 0.50% · 4.625%
HK$65,904
+HK$3,300/mo
Deposit HK$11.71M · loan HK$11.71M · min. income ≈ HK$125,208/mo (50% DSR)
Upfront cash ≈ HK$12.70M (deposit + AVD stamp duty HK$995,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,067
−HK$4,018/mo
▼ 0.25% · 3.875%
HK$66,060
−HK$2,025/mo
Today · 4.125%
HK$68,085
baseline
▲ 0.50% · 4.625%
HK$72,227
+HK$4,142/mo
Deposit HK$9.37M · loan HK$14.05M · min. income ≈ HK$136,170/mo (50% DSR)
Upfront cash ≈ HK$10.36M (deposit + AVD stamp duty HK$995,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,274
−HK$3,851/mo
▼ 0.25% · 3.875%
HK$73,185
−HK$1,940/mo
Today · 4.125%
HK$75,125
baseline
▲ 0.50% · 4.625%
HK$79,085
+HK$3,960/mo
Deposit HK$9.37M · loan HK$14.05M · min. income ≈ HK$150,250/mo (50% DSR)
Upfront cash ≈ HK$10.36M (deposit + AVD stamp duty HK$995,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,745
−HK$4,687/mo
▼ 0.25% · 3.875%
HK$77,070
−HK$2,362/mo
Today · 4.125%
HK$79,432
baseline
▲ 0.50% · 4.625%
HK$84,265
+HK$4,833/mo
Deposit HK$7.02M · loan HK$16.39M · min. income ≈ HK$158,864/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$995,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,153
−HK$4,492/mo
▼ 0.25% · 3.875%
HK$85,383
−HK$2,262/mo
Today · 4.125%
HK$87,645
baseline
▲ 0.50% · 4.625%
HK$92,265
+HK$4,620/mo
Deposit HK$7.02M · loan HK$16.39M · min. income ≈ HK$175,290/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$995,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,101
−HK$6,026/mo
▼ 0.25% · 3.875%
HK$99,090
−HK$3,037/mo
Today · 4.125%
HK$102,127
baseline
▲ 0.50% · 4.625%
HK$108,341
+HK$6,214/mo
Deposit HK$2.34M · loan HK$21.07M · min. income ≈ HK$204,254/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$995,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,911
−HK$5,776/mo
▼ 0.25% · 3.875%
HK$109,778
−HK$2,909/mo
Today · 4.125%
HK$112,687
baseline
▲ 0.50% · 4.625%
HK$118,627
+HK$5,940/mo
Deposit HK$2.34M · loan HK$21.07M · min. income ≈ HK$225,374/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$995,082 · Scale 2, in force from 26 Feb 2026)