LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,390
−HK$3,348/mo
▼ 0.25% · 3.875%
HK$55,051
−HK$1,687/mo
Today · 4.125%
HK$56,738
baseline
▲ 0.50% · 4.625%
HK$60,190
+HK$3,452/mo
Deposit HK$11.71M · loan HK$11.71M · min. income ≈ HK$113,476/mo (50% DSR)
Upfront cash ≈ HK$12.70M (deposit + AVD stamp duty HK$995,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,396
−HK$3,209/mo
▼ 0.25% · 3.875%
HK$60,989
−HK$1,616/mo
Today · 4.125%
HK$62,605
baseline
▲ 0.50% · 4.625%
HK$65,905
+HK$3,300/mo
Deposit HK$11.71M · loan HK$11.71M · min. income ≈ HK$125,210/mo (50% DSR)
Upfront cash ≈ HK$12.70M (deposit + AVD stamp duty HK$995,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,068
−HK$4,017/mo
▼ 0.25% · 3.875%
HK$66,061
−HK$2,024/mo
Today · 4.125%
HK$68,085
baseline
▲ 0.50% · 4.625%
HK$72,228
+HK$4,143/mo
Deposit HK$9.37M · loan HK$14.05M · min. income ≈ HK$136,170/mo (50% DSR)
Upfront cash ≈ HK$10.36M (deposit + AVD stamp duty HK$995,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,275
−HK$3,850/mo
▼ 0.25% · 3.875%
HK$73,186
−HK$1,939/mo
Today · 4.125%
HK$75,125
baseline
▲ 0.50% · 4.625%
HK$79,085
+HK$3,960/mo
Deposit HK$9.37M · loan HK$14.05M · min. income ≈ HK$150,250/mo (50% DSR)
Upfront cash ≈ HK$10.36M (deposit + AVD stamp duty HK$995,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,746
−HK$4,687/mo
▼ 0.25% · 3.875%
HK$77,071
−HK$2,362/mo
Today · 4.125%
HK$79,433
baseline
▲ 0.50% · 4.625%
HK$84,266
+HK$4,833/mo
Deposit HK$7.02M · loan HK$16.39M · min. income ≈ HK$158,866/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$995,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,154
−HK$4,492/mo
▼ 0.25% · 3.875%
HK$85,384
−HK$2,262/mo
Today · 4.125%
HK$87,646
baseline
▲ 0.50% · 4.625%
HK$92,266
+HK$4,620/mo
Deposit HK$7.02M · loan HK$16.39M · min. income ≈ HK$175,292/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$995,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,102
−HK$6,026/mo
▼ 0.25% · 3.875%
HK$99,091
−HK$3,037/mo
Today · 4.125%
HK$102,128
baseline
▲ 0.50% · 4.625%
HK$108,342
+HK$6,214/mo
Deposit HK$2.34M · loan HK$21.07M · min. income ≈ HK$204,256/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$995,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,912
−HK$5,776/mo
▼ 0.25% · 3.875%
HK$109,779
−HK$2,909/mo
Today · 4.125%
HK$112,688
baseline
▲ 0.50% · 4.625%
HK$118,628
+HK$5,940/mo
Deposit HK$2.34M · loan HK$21.07M · min. income ≈ HK$225,376/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$995,093 · Scale 2, in force from 26 Feb 2026)