LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,393
−HK$3,348/mo
▼ 0.25% · 3.875%
HK$55,053
−HK$1,688/mo
Today · 4.125%
HK$56,741
baseline
▲ 0.50% · 4.625%
HK$60,193
+HK$3,452/mo
Deposit HK$11.71M · loan HK$11.71M · min. income ≈ HK$113,482/mo (50% DSR)
Upfront cash ≈ HK$12.70M (deposit + AVD stamp duty HK$995,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,399
−HK$3,209/mo
▼ 0.25% · 3.875%
HK$60,992
−HK$1,616/mo
Today · 4.125%
HK$62,608
baseline
▲ 0.50% · 4.625%
HK$65,908
+HK$3,300/mo
Deposit HK$11.71M · loan HK$11.71M · min. income ≈ HK$125,216/mo (50% DSR)
Upfront cash ≈ HK$12.70M (deposit + AVD stamp duty HK$995,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,071
−HK$4,018/mo
▼ 0.25% · 3.875%
HK$66,064
−HK$2,025/mo
Today · 4.125%
HK$68,089
baseline
▲ 0.50% · 4.625%
HK$72,232
+HK$4,143/mo
Deposit HK$9.37M · loan HK$14.05M · min. income ≈ HK$136,178/mo (50% DSR)
Upfront cash ≈ HK$10.36M (deposit + AVD stamp duty HK$995,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,278
−HK$3,851/mo
▼ 0.25% · 3.875%
HK$73,190
−HK$1,939/mo
Today · 4.125%
HK$75,129
baseline
▲ 0.50% · 4.625%
HK$79,089
+HK$3,960/mo
Deposit HK$9.37M · loan HK$14.05M · min. income ≈ HK$150,258/mo (50% DSR)
Upfront cash ≈ HK$10.36M (deposit + AVD stamp duty HK$995,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,750
−HK$4,687/mo
▼ 0.25% · 3.875%
HK$77,075
−HK$2,362/mo
Today · 4.125%
HK$79,437
baseline
▲ 0.50% · 4.625%
HK$84,271
+HK$4,834/mo
Deposit HK$7.02M · loan HK$16.39M · min. income ≈ HK$158,874/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$995,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,158
−HK$4,493/mo
▼ 0.25% · 3.875%
HK$85,388
−HK$2,263/mo
Today · 4.125%
HK$87,651
baseline
▲ 0.50% · 4.625%
HK$92,271
+HK$4,620/mo
Deposit HK$7.02M · loan HK$16.39M · min. income ≈ HK$175,302/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$995,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,107
−HK$6,026/mo
▼ 0.25% · 3.875%
HK$99,096
−HK$3,037/mo
Today · 4.125%
HK$102,133
baseline
▲ 0.50% · 4.625%
HK$108,348
+HK$6,215/mo
Deposit HK$2.34M · loan HK$21.07M · min. income ≈ HK$204,266/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$995,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,918
−HK$5,776/mo
▼ 0.25% · 3.875%
HK$109,785
−HK$2,909/mo
Today · 4.125%
HK$112,694
baseline
▲ 0.50% · 4.625%
HK$118,634
+HK$5,940/mo
Deposit HK$2.34M · loan HK$21.07M · min. income ≈ HK$225,388/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$995,144 · Scale 2, in force from 26 Feb 2026)