LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,394
−HK$3,348/mo
▼ 0.25% · 3.875%
HK$55,055
−HK$1,687/mo
Today · 4.125%
HK$56,742
baseline
▲ 0.50% · 4.625%
HK$60,195
+HK$3,453/mo
Deposit HK$11.71M · loan HK$11.71M · min. income ≈ HK$113,484/mo (50% DSR)
Upfront cash ≈ HK$12.70M (deposit + AVD stamp duty HK$995,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,400
−HK$3,210/mo
▼ 0.25% · 3.875%
HK$60,993
−HK$1,617/mo
Today · 4.125%
HK$62,610
baseline
▲ 0.50% · 4.625%
HK$65,910
+HK$3,300/mo
Deposit HK$11.71M · loan HK$11.71M · min. income ≈ HK$125,220/mo (50% DSR)
Upfront cash ≈ HK$12.70M (deposit + AVD stamp duty HK$995,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,073
−HK$4,018/mo
▼ 0.25% · 3.875%
HK$66,066
−HK$2,025/mo
Today · 4.125%
HK$68,091
baseline
▲ 0.50% · 4.625%
HK$72,234
+HK$4,143/mo
Deposit HK$9.37M · loan HK$14.05M · min. income ≈ HK$136,182/mo (50% DSR)
Upfront cash ≈ HK$10.36M (deposit + AVD stamp duty HK$995,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,280
−HK$3,851/mo
▼ 0.25% · 3.875%
HK$73,192
−HK$1,939/mo
Today · 4.125%
HK$75,131
baseline
▲ 0.50% · 4.625%
HK$79,092
+HK$3,961/mo
Deposit HK$9.37M · loan HK$14.05M · min. income ≈ HK$150,262/mo (50% DSR)
Upfront cash ≈ HK$10.36M (deposit + AVD stamp duty HK$995,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,752
−HK$4,687/mo
▼ 0.25% · 3.875%
HK$77,077
−HK$2,362/mo
Today · 4.125%
HK$79,439
baseline
▲ 0.50% · 4.625%
HK$84,273
+HK$4,834/mo
Deposit HK$7.02M · loan HK$16.39M · min. income ≈ HK$158,878/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$995,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,160
−HK$4,493/mo
▼ 0.25% · 3.875%
HK$85,391
−HK$2,262/mo
Today · 4.125%
HK$87,653
baseline
▲ 0.50% · 4.625%
HK$92,274
+HK$4,621/mo
Deposit HK$7.02M · loan HK$16.39M · min. income ≈ HK$175,306/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$995,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,109
−HK$6,027/mo
▼ 0.25% · 3.875%
HK$99,099
−HK$3,037/mo
Today · 4.125%
HK$102,136
baseline
▲ 0.50% · 4.625%
HK$108,351
+HK$6,215/mo
Deposit HK$2.34M · loan HK$21.07M · min. income ≈ HK$204,272/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$995,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,921
−HK$5,776/mo
▼ 0.25% · 3.875%
HK$109,788
−HK$2,909/mo
Today · 4.125%
HK$112,697
baseline
▲ 0.50% · 4.625%
HK$118,638
+HK$5,941/mo
Deposit HK$2.34M · loan HK$21.07M · min. income ≈ HK$225,394/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$995,173 · Scale 2, in force from 26 Feb 2026)