LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,398
−HK$3,348/mo
▼ 0.25% · 3.875%
HK$55,059
−HK$1,687/mo
Today · 4.125%
HK$56,746
baseline
▲ 0.50% · 4.625%
HK$60,199
+HK$3,453/mo
Deposit HK$11.71M · loan HK$11.71M · min. income ≈ HK$113,492/mo (50% DSR)
Upfront cash ≈ HK$12.70M (deposit + AVD stamp duty HK$995,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,404
−HK$3,210/mo
▼ 0.25% · 3.875%
HK$60,998
−HK$1,616/mo
Today · 4.125%
HK$62,614
baseline
▲ 0.50% · 4.625%
HK$65,914
+HK$3,300/mo
Deposit HK$11.71M · loan HK$11.71M · min. income ≈ HK$125,228/mo (50% DSR)
Upfront cash ≈ HK$12.70M (deposit + AVD stamp duty HK$995,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,077
−HK$4,018/mo
▼ 0.25% · 3.875%
HK$66,070
−HK$2,025/mo
Today · 4.125%
HK$68,095
baseline
▲ 0.50% · 4.625%
HK$72,239
+HK$4,144/mo
Deposit HK$9.37M · loan HK$14.05M · min. income ≈ HK$136,190/mo (50% DSR)
Upfront cash ≈ HK$10.36M (deposit + AVD stamp duty HK$995,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,285
−HK$3,852/mo
▼ 0.25% · 3.875%
HK$73,197
−HK$1,940/mo
Today · 4.125%
HK$75,137
baseline
▲ 0.50% · 4.625%
HK$79,097
+HK$3,960/mo
Deposit HK$9.37M · loan HK$14.05M · min. income ≈ HK$150,274/mo (50% DSR)
Upfront cash ≈ HK$10.36M (deposit + AVD stamp duty HK$995,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,757
−HK$4,688/mo
▼ 0.25% · 3.875%
HK$77,082
−HK$2,363/mo
Today · 4.125%
HK$79,445
baseline
▲ 0.50% · 4.625%
HK$84,279
+HK$4,834/mo
Deposit HK$7.03M · loan HK$16.39M · min. income ≈ HK$158,890/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$995,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,166
−HK$4,493/mo
▼ 0.25% · 3.875%
HK$85,397
−HK$2,262/mo
Today · 4.125%
HK$87,659
baseline
▲ 0.50% · 4.625%
HK$92,280
+HK$4,621/mo
Deposit HK$7.03M · loan HK$16.39M · min. income ≈ HK$175,318/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$995,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,116
−HK$6,027/mo
▼ 0.25% · 3.875%
HK$99,106
−HK$3,037/mo
Today · 4.125%
HK$102,143
baseline
▲ 0.50% · 4.625%
HK$108,358
+HK$6,215/mo
Deposit HK$2.34M · loan HK$21.08M · min. income ≈ HK$204,286/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$995,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,928
−HK$5,777/mo
▼ 0.25% · 3.875%
HK$109,796
−HK$2,909/mo
Today · 4.125%
HK$112,705
baseline
▲ 0.50% · 4.625%
HK$118,646
+HK$5,941/mo
Deposit HK$2.34M · loan HK$21.08M · min. income ≈ HK$225,410/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$995,240 · Scale 2, in force from 26 Feb 2026)