LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,399
−HK$3,348/mo
▼ 0.25% · 3.875%
HK$55,060
−HK$1,687/mo
Today · 4.125%
HK$56,747
baseline
▲ 0.50% · 4.625%
HK$60,200
+HK$3,453/mo
Deposit HK$11.71M · loan HK$11.71M · min. income ≈ HK$113,494/mo (50% DSR)
Upfront cash ≈ HK$12.70M (deposit + AVD stamp duty HK$995,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,406
−HK$3,209/mo
▼ 0.25% · 3.875%
HK$60,999
−HK$1,616/mo
Today · 4.125%
HK$62,615
baseline
▲ 0.50% · 4.625%
HK$65,916
+HK$3,301/mo
Deposit HK$11.71M · loan HK$11.71M · min. income ≈ HK$125,230/mo (50% DSR)
Upfront cash ≈ HK$12.70M (deposit + AVD stamp duty HK$995,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,078
−HK$4,019/mo
▼ 0.25% · 3.875%
HK$66,072
−HK$2,025/mo
Today · 4.125%
HK$68,097
baseline
▲ 0.50% · 4.625%
HK$72,240
+HK$4,143/mo
Deposit HK$9.37M · loan HK$14.05M · min. income ≈ HK$136,194/mo (50% DSR)
Upfront cash ≈ HK$10.36M (deposit + AVD stamp duty HK$995,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,287
−HK$3,851/mo
▼ 0.25% · 3.875%
HK$73,198
−HK$1,940/mo
Today · 4.125%
HK$75,138
baseline
▲ 0.50% · 4.625%
HK$79,099
+HK$3,961/mo
Deposit HK$9.37M · loan HK$14.05M · min. income ≈ HK$150,276/mo (50% DSR)
Upfront cash ≈ HK$10.36M (deposit + AVD stamp duty HK$995,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,758
−HK$4,688/mo
▼ 0.25% · 3.875%
HK$77,084
−HK$2,362/mo
Today · 4.125%
HK$79,446
baseline
▲ 0.50% · 4.625%
HK$84,280
+HK$4,834/mo
Deposit HK$7.03M · loan HK$16.39M · min. income ≈ HK$158,892/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$995,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,168
−HK$4,493/mo
▼ 0.25% · 3.875%
HK$85,398
−HK$2,263/mo
Today · 4.125%
HK$87,661
baseline
▲ 0.50% · 4.625%
HK$92,282
+HK$4,621/mo
Deposit HK$7.03M · loan HK$16.39M · min. income ≈ HK$175,322/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$995,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,118
−HK$6,027/mo
▼ 0.25% · 3.875%
HK$99,107
−HK$3,038/mo
Today · 4.125%
HK$102,145
baseline
▲ 0.50% · 4.625%
HK$108,360
+HK$6,215/mo
Deposit HK$2.34M · loan HK$21.08M · min. income ≈ HK$204,290/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$995,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,930
−HK$5,777/mo
▼ 0.25% · 3.875%
HK$109,798
−HK$2,909/mo
Today · 4.125%
HK$112,707
baseline
▲ 0.50% · 4.625%
HK$118,648
+HK$5,941/mo
Deposit HK$2.34M · loan HK$21.08M · min. income ≈ HK$225,414/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$995,259 · Scale 2, in force from 26 Feb 2026)