LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,402
−HK$3,349/mo
▼ 0.25% · 3.875%
HK$55,063
−HK$1,688/mo
Today · 4.125%
HK$56,751
baseline
▲ 0.50% · 4.625%
HK$60,204
+HK$3,453/mo
Deposit HK$11.71M · loan HK$11.71M · min. income ≈ HK$113,502/mo (50% DSR)
Upfront cash ≈ HK$12.70M (deposit + AVD stamp duty HK$995,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,409
−HK$3,210/mo
▼ 0.25% · 3.875%
HK$61,002
−HK$1,617/mo
Today · 4.125%
HK$62,619
baseline
▲ 0.50% · 4.625%
HK$65,919
+HK$3,300/mo
Deposit HK$11.71M · loan HK$11.71M · min. income ≈ HK$125,238/mo (50% DSR)
Upfront cash ≈ HK$12.70M (deposit + AVD stamp duty HK$995,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,082
−HK$4,019/mo
▼ 0.25% · 3.875%
HK$66,075
−HK$2,026/mo
Today · 4.125%
HK$68,101
baseline
▲ 0.50% · 4.625%
HK$72,244
+HK$4,143/mo
Deposit HK$9.37M · loan HK$14.05M · min. income ≈ HK$136,202/mo (50% DSR)
Upfront cash ≈ HK$10.36M (deposit + AVD stamp duty HK$995,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,291
−HK$3,851/mo
▼ 0.25% · 3.875%
HK$73,203
−HK$1,939/mo
Today · 4.125%
HK$75,142
baseline
▲ 0.50% · 4.625%
HK$79,103
+HK$3,961/mo
Deposit HK$9.37M · loan HK$14.05M · min. income ≈ HK$150,284/mo (50% DSR)
Upfront cash ≈ HK$10.36M (deposit + AVD stamp duty HK$995,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,762
−HK$4,689/mo
▼ 0.25% · 3.875%
HK$77,088
−HK$2,363/mo
Today · 4.125%
HK$79,451
baseline
▲ 0.50% · 4.625%
HK$84,285
+HK$4,834/mo
Deposit HK$7.03M · loan HK$16.39M · min. income ≈ HK$158,902/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$995,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,172
−HK$4,494/mo
▼ 0.25% · 3.875%
HK$85,403
−HK$2,263/mo
Today · 4.125%
HK$87,666
baseline
▲ 0.50% · 4.625%
HK$92,287
+HK$4,621/mo
Deposit HK$7.03M · loan HK$16.39M · min. income ≈ HK$175,332/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$995,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,123
−HK$6,028/mo
▼ 0.25% · 3.875%
HK$99,113
−HK$3,038/mo
Today · 4.125%
HK$102,151
baseline
▲ 0.50% · 4.625%
HK$108,367
+HK$6,216/mo
Deposit HK$2.34M · loan HK$21.08M · min. income ≈ HK$204,302/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$995,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,936
−HK$5,777/mo
▼ 0.25% · 3.875%
HK$109,804
−HK$2,909/mo
Today · 4.125%
HK$112,713
baseline
▲ 0.50% · 4.625%
HK$118,655
+HK$5,942/mo
Deposit HK$2.34M · loan HK$21.08M · min. income ≈ HK$225,426/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$995,316 · Scale 2, in force from 26 Feb 2026)