LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,405
−HK$3,349/mo
▼ 0.25% · 3.875%
HK$55,066
−HK$1,688/mo
Today · 4.125%
HK$56,754
baseline
▲ 0.50% · 4.625%
HK$60,207
+HK$3,453/mo
Deposit HK$11.71M · loan HK$11.71M · min. income ≈ HK$113,508/mo (50% DSR)
Upfront cash ≈ HK$12.71M (deposit + AVD stamp duty HK$995,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,412
−HK$3,210/mo
▼ 0.25% · 3.875%
HK$61,006
−HK$1,616/mo
Today · 4.125%
HK$62,622
baseline
▲ 0.50% · 4.625%
HK$65,923
+HK$3,301/mo
Deposit HK$11.71M · loan HK$11.71M · min. income ≈ HK$125,244/mo (50% DSR)
Upfront cash ≈ HK$12.71M (deposit + AVD stamp duty HK$995,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,086
−HK$4,019/mo
▼ 0.25% · 3.875%
HK$66,079
−HK$2,026/mo
Today · 4.125%
HK$68,105
baseline
▲ 0.50% · 4.625%
HK$72,249
+HK$4,144/mo
Deposit HK$9.37M · loan HK$14.05M · min. income ≈ HK$136,210/mo (50% DSR)
Upfront cash ≈ HK$10.36M (deposit + AVD stamp duty HK$995,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,295
−HK$3,852/mo
▼ 0.25% · 3.875%
HK$73,207
−HK$1,940/mo
Today · 4.125%
HK$75,147
baseline
▲ 0.50% · 4.625%
HK$79,108
+HK$3,961/mo
Deposit HK$9.37M · loan HK$14.05M · min. income ≈ HK$150,294/mo (50% DSR)
Upfront cash ≈ HK$10.36M (deposit + AVD stamp duty HK$995,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,767
−HK$4,688/mo
▼ 0.25% · 3.875%
HK$77,092
−HK$2,363/mo
Today · 4.125%
HK$79,455
baseline
▲ 0.50% · 4.625%
HK$84,290
+HK$4,835/mo
Deposit HK$7.03M · loan HK$16.39M · min. income ≈ HK$158,910/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$995,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,177
−HK$4,494/mo
▼ 0.25% · 3.875%
HK$85,408
−HK$2,263/mo
Today · 4.125%
HK$87,671
baseline
▲ 0.50% · 4.625%
HK$92,292
+HK$4,621/mo
Deposit HK$7.03M · loan HK$16.39M · min. income ≈ HK$175,342/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$995,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,129
−HK$6,028/mo
▼ 0.25% · 3.875%
HK$99,119
−HK$3,038/mo
Today · 4.125%
HK$102,157
baseline
▲ 0.50% · 4.625%
HK$108,373
+HK$6,216/mo
Deposit HK$2.34M · loan HK$21.08M · min. income ≈ HK$204,314/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$995,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,942
−HK$5,778/mo
▼ 0.25% · 3.875%
HK$109,810
−HK$2,910/mo
Today · 4.125%
HK$112,720
baseline
▲ 0.50% · 4.625%
HK$118,662
+HK$5,942/mo
Deposit HK$2.34M · loan HK$21.08M · min. income ≈ HK$225,440/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$995,373 · Scale 2, in force from 26 Feb 2026)