LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,408
−HK$3,349/mo
▼ 0.25% · 3.875%
HK$55,069
−HK$1,688/mo
Today · 4.125%
HK$56,757
baseline
▲ 0.50% · 4.625%
HK$60,210
+HK$3,453/mo
Deposit HK$11.71M · loan HK$11.71M · min. income ≈ HK$113,514/mo (50% DSR)
Upfront cash ≈ HK$12.71M (deposit + AVD stamp duty HK$995,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,415
−HK$3,210/mo
▼ 0.25% · 3.875%
HK$61,009
−HK$1,616/mo
Today · 4.125%
HK$62,625
baseline
▲ 0.50% · 4.625%
HK$65,926
+HK$3,301/mo
Deposit HK$11.71M · loan HK$11.71M · min. income ≈ HK$125,250/mo (50% DSR)
Upfront cash ≈ HK$12.71M (deposit + AVD stamp duty HK$995,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,089
−HK$4,019/mo
▼ 0.25% · 3.875%
HK$66,083
−HK$2,025/mo
Today · 4.125%
HK$68,108
baseline
▲ 0.50% · 4.625%
HK$72,252
+HK$4,144/mo
Deposit HK$9.37M · loan HK$14.05M · min. income ≈ HK$136,216/mo (50% DSR)
Upfront cash ≈ HK$10.36M (deposit + AVD stamp duty HK$995,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,298
−HK$3,852/mo
▼ 0.25% · 3.875%
HK$73,211
−HK$1,939/mo
Today · 4.125%
HK$75,150
baseline
▲ 0.50% · 4.625%
HK$79,112
+HK$3,962/mo
Deposit HK$9.37M · loan HK$14.05M · min. income ≈ HK$150,300/mo (50% DSR)
Upfront cash ≈ HK$10.36M (deposit + AVD stamp duty HK$995,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,771
−HK$4,688/mo
▼ 0.25% · 3.875%
HK$77,096
−HK$2,363/mo
Today · 4.125%
HK$79,459
baseline
▲ 0.50% · 4.625%
HK$84,294
+HK$4,835/mo
Deposit HK$7.03M · loan HK$16.40M · min. income ≈ HK$158,918/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$995,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,181
−HK$4,495/mo
▼ 0.25% · 3.875%
HK$85,412
−HK$2,264/mo
Today · 4.125%
HK$87,676
baseline
▲ 0.50% · 4.625%
HK$92,297
+HK$4,621/mo
Deposit HK$7.03M · loan HK$16.40M · min. income ≈ HK$175,352/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$995,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,134
−HK$6,028/mo
▼ 0.25% · 3.875%
HK$99,124
−HK$3,038/mo
Today · 4.125%
HK$102,162
baseline
▲ 0.50% · 4.625%
HK$108,378
+HK$6,216/mo
Deposit HK$2.34M · loan HK$21.08M · min. income ≈ HK$204,324/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$995,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,948
−HK$5,778/mo
▼ 0.25% · 3.875%
HK$109,816
−HK$2,910/mo
Today · 4.125%
HK$112,726
baseline
▲ 0.50% · 4.625%
HK$118,668
+HK$5,942/mo
Deposit HK$2.34M · loan HK$21.08M · min. income ≈ HK$225,452/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$995,424 · Scale 2, in force from 26 Feb 2026)