LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,408
−HK$3,350/mo
▼ 0.25% · 3.875%
HK$55,070
−HK$1,688/mo
Today · 4.125%
HK$56,758
baseline
▲ 0.50% · 4.625%
HK$60,211
+HK$3,453/mo
Deposit HK$11.71M · loan HK$11.71M · min. income ≈ HK$113,516/mo (50% DSR)
Upfront cash ≈ HK$12.71M (deposit + AVD stamp duty HK$995,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,416
−HK$3,210/mo
▼ 0.25% · 3.875%
HK$61,010
−HK$1,616/mo
Today · 4.125%
HK$62,626
baseline
▲ 0.50% · 4.625%
HK$65,928
+HK$3,302/mo
Deposit HK$11.71M · loan HK$11.71M · min. income ≈ HK$125,252/mo (50% DSR)
Upfront cash ≈ HK$12.71M (deposit + AVD stamp duty HK$995,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,090
−HK$4,019/mo
▼ 0.25% · 3.875%
HK$66,084
−HK$2,025/mo
Today · 4.125%
HK$68,109
baseline
▲ 0.50% · 4.625%
HK$72,253
+HK$4,144/mo
Deposit HK$9.37M · loan HK$14.05M · min. income ≈ HK$136,218/mo (50% DSR)
Upfront cash ≈ HK$10.36M (deposit + AVD stamp duty HK$995,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,300
−HK$3,852/mo
▼ 0.25% · 3.875%
HK$73,212
−HK$1,940/mo
Today · 4.125%
HK$75,152
baseline
▲ 0.50% · 4.625%
HK$79,113
+HK$3,961/mo
Deposit HK$9.37M · loan HK$14.05M · min. income ≈ HK$150,304/mo (50% DSR)
Upfront cash ≈ HK$10.36M (deposit + AVD stamp duty HK$995,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,772
−HK$4,689/mo
▼ 0.25% · 3.875%
HK$77,098
−HK$2,363/mo
Today · 4.125%
HK$79,461
baseline
▲ 0.50% · 4.625%
HK$84,296
+HK$4,835/mo
Deposit HK$7.03M · loan HK$16.40M · min. income ≈ HK$158,922/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$995,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,183
−HK$4,494/mo
▼ 0.25% · 3.875%
HK$85,414
−HK$2,263/mo
Today · 4.125%
HK$87,677
baseline
▲ 0.50% · 4.625%
HK$92,299
+HK$4,622/mo
Deposit HK$7.03M · loan HK$16.40M · min. income ≈ HK$175,354/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$995,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,135
−HK$6,029/mo
▼ 0.25% · 3.875%
HK$99,126
−HK$3,038/mo
Today · 4.125%
HK$102,164
baseline
▲ 0.50% · 4.625%
HK$108,380
+HK$6,216/mo
Deposit HK$2.34M · loan HK$21.08M · min. income ≈ HK$204,328/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$995,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,949
−HK$5,779/mo
▼ 0.25% · 3.875%
HK$109,818
−HK$2,910/mo
Today · 4.125%
HK$112,728
baseline
▲ 0.50% · 4.625%
HK$118,670
+HK$5,942/mo
Deposit HK$2.34M · loan HK$21.08M · min. income ≈ HK$225,456/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$995,440 · Scale 2, in force from 26 Feb 2026)