LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,410
−HK$3,349/mo
▼ 0.25% · 3.875%
HK$55,071
−HK$1,688/mo
Today · 4.125%
HK$56,759
baseline
▲ 0.50% · 4.625%
HK$60,212
+HK$3,453/mo
Deposit HK$11.71M · loan HK$11.71M · min. income ≈ HK$113,518/mo (50% DSR)
Upfront cash ≈ HK$12.71M (deposit + AVD stamp duty HK$995,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,418
−HK$3,210/mo
▼ 0.25% · 3.875%
HK$61,011
−HK$1,617/mo
Today · 4.125%
HK$62,628
baseline
▲ 0.50% · 4.625%
HK$65,929
+HK$3,301/mo
Deposit HK$11.71M · loan HK$11.71M · min. income ≈ HK$125,256/mo (50% DSR)
Upfront cash ≈ HK$12.71M (deposit + AVD stamp duty HK$995,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,091
−HK$4,020/mo
▼ 0.25% · 3.875%
HK$66,085
−HK$2,026/mo
Today · 4.125%
HK$68,111
baseline
▲ 0.50% · 4.625%
HK$72,255
+HK$4,144/mo
Deposit HK$9.37M · loan HK$14.05M · min. income ≈ HK$136,222/mo (50% DSR)
Upfront cash ≈ HK$10.36M (deposit + AVD stamp duty HK$995,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,301
−HK$3,852/mo
▼ 0.25% · 3.875%
HK$73,213
−HK$1,940/mo
Today · 4.125%
HK$75,153
baseline
▲ 0.50% · 4.625%
HK$79,115
+HK$3,962/mo
Deposit HK$9.37M · loan HK$14.05M · min. income ≈ HK$150,306/mo (50% DSR)
Upfront cash ≈ HK$10.36M (deposit + AVD stamp duty HK$995,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,773
−HK$4,689/mo
▼ 0.25% · 3.875%
HK$77,099
−HK$2,363/mo
Today · 4.125%
HK$79,462
baseline
▲ 0.50% · 4.625%
HK$84,297
+HK$4,835/mo
Deposit HK$7.03M · loan HK$16.40M · min. income ≈ HK$158,924/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$995,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,185
−HK$4,494/mo
▼ 0.25% · 3.875%
HK$85,416
−HK$2,263/mo
Today · 4.125%
HK$87,679
baseline
▲ 0.50% · 4.625%
HK$92,301
+HK$4,622/mo
Deposit HK$7.03M · loan HK$16.40M · min. income ≈ HK$175,358/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$995,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,137
−HK$6,029/mo
▼ 0.25% · 3.875%
HK$99,128
−HK$3,038/mo
Today · 4.125%
HK$102,166
baseline
▲ 0.50% · 4.625%
HK$108,382
+HK$6,216/mo
Deposit HK$2.34M · loan HK$21.08M · min. income ≈ HK$204,332/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$995,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,952
−HK$5,778/mo
▼ 0.25% · 3.875%
HK$109,820
−HK$2,910/mo
Today · 4.125%
HK$112,730
baseline
▲ 0.50% · 4.625%
HK$118,672
+HK$5,942/mo
Deposit HK$2.34M · loan HK$21.08M · min. income ≈ HK$225,460/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$995,461 · Scale 2, in force from 26 Feb 2026)