LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,411
−HK$3,349/mo
▼ 0.25% · 3.875%
HK$55,072
−HK$1,688/mo
Today · 4.125%
HK$56,760
baseline
▲ 0.50% · 4.625%
HK$60,214
+HK$3,454/mo
Deposit HK$11.71M · loan HK$11.71M · min. income ≈ HK$113,520/mo (50% DSR)
Upfront cash ≈ HK$12.71M (deposit + AVD stamp duty HK$995,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,419
−HK$3,210/mo
▼ 0.25% · 3.875%
HK$61,012
−HK$1,617/mo
Today · 4.125%
HK$62,629
baseline
▲ 0.50% · 4.625%
HK$65,930
+HK$3,301/mo
Deposit HK$11.71M · loan HK$11.71M · min. income ≈ HK$125,258/mo (50% DSR)
Upfront cash ≈ HK$12.71M (deposit + AVD stamp duty HK$995,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,093
−HK$4,019/mo
▼ 0.25% · 3.875%
HK$66,086
−HK$2,026/mo
Today · 4.125%
HK$68,112
baseline
▲ 0.50% · 4.625%
HK$72,256
+HK$4,144/mo
Deposit HK$9.37M · loan HK$14.05M · min. income ≈ HK$136,224/mo (50% DSR)
Upfront cash ≈ HK$10.36M (deposit + AVD stamp duty HK$995,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,302
−HK$3,853/mo
▼ 0.25% · 3.875%
HK$73,215
−HK$1,940/mo
Today · 4.125%
HK$75,155
baseline
▲ 0.50% · 4.625%
HK$79,116
+HK$3,961/mo
Deposit HK$9.37M · loan HK$14.05M · min. income ≈ HK$150,310/mo (50% DSR)
Upfront cash ≈ HK$10.36M (deposit + AVD stamp duty HK$995,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,775
−HK$4,689/mo
▼ 0.25% · 3.875%
HK$77,101
−HK$2,363/mo
Today · 4.125%
HK$79,464
baseline
▲ 0.50% · 4.625%
HK$84,299
+HK$4,835/mo
Deposit HK$7.03M · loan HK$16.40M · min. income ≈ HK$158,928/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$995,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,186
−HK$4,494/mo
▼ 0.25% · 3.875%
HK$85,417
−HK$2,263/mo
Today · 4.125%
HK$87,680
baseline
▲ 0.50% · 4.625%
HK$92,302
+HK$4,622/mo
Deposit HK$7.03M · loan HK$16.40M · min. income ≈ HK$175,360/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$995,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,139
−HK$6,029/mo
▼ 0.25% · 3.875%
HK$99,129
−HK$3,039/mo
Today · 4.125%
HK$102,168
baseline
▲ 0.50% · 4.625%
HK$108,384
+HK$6,216/mo
Deposit HK$2.34M · loan HK$21.08M · min. income ≈ HK$204,336/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$995,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,954
−HK$5,778/mo
▼ 0.25% · 3.875%
HK$109,822
−HK$2,910/mo
Today · 4.125%
HK$112,732
baseline
▲ 0.50% · 4.625%
HK$118,674
+HK$5,942/mo
Deposit HK$2.34M · loan HK$21.08M · min. income ≈ HK$225,464/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$995,479 · Scale 2, in force from 26 Feb 2026)