LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,412
−HK$3,350/mo
▼ 0.25% · 3.875%
HK$55,074
−HK$1,688/mo
Today · 4.125%
HK$56,762
baseline
▲ 0.50% · 4.625%
HK$60,215
+HK$3,453/mo
Deposit HK$11.71M · loan HK$11.71M · min. income ≈ HK$113,524/mo (50% DSR)
Upfront cash ≈ HK$12.71M (deposit + AVD stamp duty HK$995,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,421
−HK$3,210/mo
▼ 0.25% · 3.875%
HK$61,014
−HK$1,617/mo
Today · 4.125%
HK$62,631
baseline
▲ 0.50% · 4.625%
HK$65,932
+HK$3,301/mo
Deposit HK$11.71M · loan HK$11.71M · min. income ≈ HK$125,262/mo (50% DSR)
Upfront cash ≈ HK$12.71M (deposit + AVD stamp duty HK$995,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,095
−HK$4,019/mo
▼ 0.25% · 3.875%
HK$66,088
−HK$2,026/mo
Today · 4.125%
HK$68,114
baseline
▲ 0.50% · 4.625%
HK$72,259
+HK$4,145/mo
Deposit HK$9.37M · loan HK$14.05M · min. income ≈ HK$136,228/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$995,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,305
−HK$3,852/mo
▼ 0.25% · 3.875%
HK$73,217
−HK$1,940/mo
Today · 4.125%
HK$75,157
baseline
▲ 0.50% · 4.625%
HK$79,119
+HK$3,962/mo
Deposit HK$9.37M · loan HK$14.05M · min. income ≈ HK$150,314/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$995,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,777
−HK$4,689/mo
▼ 0.25% · 3.875%
HK$77,103
−HK$2,363/mo
Today · 4.125%
HK$79,466
baseline
▲ 0.50% · 4.625%
HK$84,302
+HK$4,836/mo
Deposit HK$7.03M · loan HK$16.40M · min. income ≈ HK$158,932/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$995,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,189
−HK$4,494/mo
▼ 0.25% · 3.875%
HK$85,420
−HK$2,263/mo
Today · 4.125%
HK$87,683
baseline
▲ 0.50% · 4.625%
HK$92,305
+HK$4,622/mo
Deposit HK$7.03M · loan HK$16.40M · min. income ≈ HK$175,366/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$995,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,142
−HK$6,029/mo
▼ 0.25% · 3.875%
HK$99,133
−HK$3,038/mo
Today · 4.125%
HK$102,171
baseline
▲ 0.50% · 4.625%
HK$108,388
+HK$6,217/mo
Deposit HK$2.34M · loan HK$21.08M · min. income ≈ HK$204,342/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$995,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,957
−HK$5,779/mo
▼ 0.25% · 3.875%
HK$109,826
−HK$2,910/mo
Today · 4.125%
HK$112,736
baseline
▲ 0.50% · 4.625%
HK$118,678
+HK$5,942/mo
Deposit HK$2.34M · loan HK$21.08M · min. income ≈ HK$225,472/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$995,512 · Scale 2, in force from 26 Feb 2026)