LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,414
−HK$3,350/mo
▼ 0.25% · 3.875%
HK$55,076
−HK$1,688/mo
Today · 4.125%
HK$56,764
baseline
▲ 0.50% · 4.625%
HK$60,218
+HK$3,454/mo
Deposit HK$11.71M · loan HK$11.71M · min. income ≈ HK$113,528/mo (50% DSR)
Upfront cash ≈ HK$12.71M (deposit + AVD stamp duty HK$995,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,423
−HK$3,210/mo
▼ 0.25% · 3.875%
HK$61,016
−HK$1,617/mo
Today · 4.125%
HK$62,633
baseline
▲ 0.50% · 4.625%
HK$65,935
+HK$3,302/mo
Deposit HK$11.71M · loan HK$11.71M · min. income ≈ HK$125,266/mo (50% DSR)
Upfront cash ≈ HK$12.71M (deposit + AVD stamp duty HK$995,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,097
−HK$4,019/mo
▼ 0.25% · 3.875%
HK$66,091
−HK$2,025/mo
Today · 4.125%
HK$68,116
baseline
▲ 0.50% · 4.625%
HK$72,261
+HK$4,145/mo
Deposit HK$9.37M · loan HK$14.05M · min. income ≈ HK$136,232/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$995,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,307
−HK$3,853/mo
▼ 0.25% · 3.875%
HK$73,220
−HK$1,940/mo
Today · 4.125%
HK$75,160
baseline
▲ 0.50% · 4.625%
HK$79,122
+HK$3,962/mo
Deposit HK$9.37M · loan HK$14.05M · min. income ≈ HK$150,320/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$995,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,780
−HK$4,689/mo
▼ 0.25% · 3.875%
HK$77,106
−HK$2,363/mo
Today · 4.125%
HK$79,469
baseline
▲ 0.50% · 4.625%
HK$84,305
+HK$4,836/mo
Deposit HK$7.03M · loan HK$16.40M · min. income ≈ HK$158,938/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$995,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,192
−HK$4,494/mo
▼ 0.25% · 3.875%
HK$85,423
−HK$2,263/mo
Today · 4.125%
HK$87,686
baseline
▲ 0.50% · 4.625%
HK$92,308
+HK$4,622/mo
Deposit HK$7.03M · loan HK$16.40M · min. income ≈ HK$175,372/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$995,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,146
−HK$6,029/mo
▼ 0.25% · 3.875%
HK$99,136
−HK$3,039/mo
Today · 4.125%
HK$102,175
baseline
▲ 0.50% · 4.625%
HK$108,392
+HK$6,217/mo
Deposit HK$2.34M · loan HK$21.08M · min. income ≈ HK$204,350/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$995,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,961
−HK$5,779/mo
▼ 0.25% · 3.875%
HK$109,830
−HK$2,910/mo
Today · 4.125%
HK$112,740
baseline
▲ 0.50% · 4.625%
HK$118,682
+HK$5,942/mo
Deposit HK$2.34M · loan HK$21.08M · min. income ≈ HK$225,480/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$995,547 · Scale 2, in force from 26 Feb 2026)