LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,419
−HK$3,350/mo
▼ 0.25% · 3.875%
HK$55,080
−HK$1,689/mo
Today · 4.125%
HK$56,769
baseline
▲ 0.50% · 4.625%
HK$60,223
+HK$3,454/mo
Deposit HK$11.71M · loan HK$11.71M · min. income ≈ HK$113,538/mo (50% DSR)
Upfront cash ≈ HK$12.71M (deposit + AVD stamp duty HK$995,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,428
−HK$3,211/mo
▼ 0.25% · 3.875%
HK$61,022
−HK$1,617/mo
Today · 4.125%
HK$62,639
baseline
▲ 0.50% · 4.625%
HK$65,940
+HK$3,301/mo
Deposit HK$11.71M · loan HK$11.71M · min. income ≈ HK$125,278/mo (50% DSR)
Upfront cash ≈ HK$12.71M (deposit + AVD stamp duty HK$995,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,103
−HK$4,019/mo
▼ 0.25% · 3.875%
HK$66,096
−HK$2,026/mo
Today · 4.125%
HK$68,122
baseline
▲ 0.50% · 4.625%
HK$72,267
+HK$4,145/mo
Deposit HK$9.37M · loan HK$14.06M · min. income ≈ HK$136,244/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$995,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,313
−HK$3,853/mo
▼ 0.25% · 3.875%
HK$73,226
−HK$1,940/mo
Today · 4.125%
HK$75,166
baseline
▲ 0.50% · 4.625%
HK$79,128
+HK$3,962/mo
Deposit HK$9.37M · loan HK$14.06M · min. income ≈ HK$150,332/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$995,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,786
−HK$4,690/mo
▼ 0.25% · 3.875%
HK$77,113
−HK$2,363/mo
Today · 4.125%
HK$79,476
baseline
▲ 0.50% · 4.625%
HK$84,312
+HK$4,836/mo
Deposit HK$7.03M · loan HK$16.40M · min. income ≈ HK$158,952/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$995,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,199
−HK$4,495/mo
▼ 0.25% · 3.875%
HK$85,430
−HK$2,264/mo
Today · 4.125%
HK$87,694
baseline
▲ 0.50% · 4.625%
HK$92,316
+HK$4,622/mo
Deposit HK$7.03M · loan HK$16.40M · min. income ≈ HK$175,388/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$995,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,154
−HK$6,029/mo
▼ 0.25% · 3.875%
HK$99,145
−HK$3,038/mo
Today · 4.125%
HK$102,183
baseline
▲ 0.50% · 4.625%
HK$108,401
+HK$6,218/mo
Deposit HK$2.34M · loan HK$21.08M · min. income ≈ HK$204,366/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$995,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,970
−HK$5,779/mo
▼ 0.25% · 3.875%
HK$109,839
−HK$2,910/mo
Today · 4.125%
HK$112,749
baseline
▲ 0.50% · 4.625%
HK$118,693
+HK$5,944/mo
Deposit HK$2.34M · loan HK$21.08M · min. income ≈ HK$225,498/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$995,633 · Scale 2, in force from 26 Feb 2026)