LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,422
−HK$3,350/mo
▼ 0.25% · 3.875%
HK$55,084
−HK$1,688/mo
Today · 4.125%
HK$56,772
baseline
▲ 0.50% · 4.625%
HK$60,226
+HK$3,454/mo
Deposit HK$11.71M · loan HK$11.71M · min. income ≈ HK$113,544/mo (50% DSR)
Upfront cash ≈ HK$12.71M (deposit + AVD stamp duty HK$995,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,431
−HK$3,211/mo
▼ 0.25% · 3.875%
HK$61,025
−HK$1,617/mo
Today · 4.125%
HK$62,642
baseline
▲ 0.50% · 4.625%
HK$65,944
+HK$3,302/mo
Deposit HK$11.71M · loan HK$11.71M · min. income ≈ HK$125,284/mo (50% DSR)
Upfront cash ≈ HK$12.71M (deposit + AVD stamp duty HK$995,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,106
−HK$4,020/mo
▼ 0.25% · 3.875%
HK$66,100
−HK$2,026/mo
Today · 4.125%
HK$68,126
baseline
▲ 0.50% · 4.625%
HK$72,272
+HK$4,146/mo
Deposit HK$9.37M · loan HK$14.06M · min. income ≈ HK$136,252/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$995,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,318
−HK$3,853/mo
▼ 0.25% · 3.875%
HK$73,230
−HK$1,941/mo
Today · 4.125%
HK$75,171
baseline
▲ 0.50% · 4.625%
HK$79,133
+HK$3,962/mo
Deposit HK$9.37M · loan HK$14.06M · min. income ≈ HK$150,342/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$995,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,791
−HK$4,690/mo
▼ 0.25% · 3.875%
HK$77,117
−HK$2,364/mo
Today · 4.125%
HK$79,481
baseline
▲ 0.50% · 4.625%
HK$84,317
+HK$4,836/mo
Deposit HK$7.03M · loan HK$16.40M · min. income ≈ HK$158,962/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$995,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,204
−HK$4,495/mo
▼ 0.25% · 3.875%
HK$85,435
−HK$2,264/mo
Today · 4.125%
HK$87,699
baseline
▲ 0.50% · 4.625%
HK$92,322
+HK$4,623/mo
Deposit HK$7.03M · loan HK$16.40M · min. income ≈ HK$175,398/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$995,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,159
−HK$6,031/mo
▼ 0.25% · 3.875%
HK$99,151
−HK$3,039/mo
Today · 4.125%
HK$102,190
baseline
▲ 0.50% · 4.625%
HK$108,408
+HK$6,218/mo
Deposit HK$2.34M · loan HK$21.09M · min. income ≈ HK$204,380/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$995,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,976
−HK$5,780/mo
▼ 0.25% · 3.875%
HK$109,845
−HK$2,911/mo
Today · 4.125%
HK$112,756
baseline
▲ 0.50% · 4.625%
HK$118,700
+HK$5,944/mo
Deposit HK$2.34M · loan HK$21.09M · min. income ≈ HK$225,512/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$995,692 · Scale 2, in force from 26 Feb 2026)