LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,425
−HK$3,351/mo
▼ 0.25% · 3.875%
HK$55,087
−HK$1,689/mo
Today · 4.125%
HK$56,776
baseline
▲ 0.50% · 4.625%
HK$60,230
+HK$3,454/mo
Deposit HK$11.71M · loan HK$11.71M · min. income ≈ HK$113,552/mo (50% DSR)
Upfront cash ≈ HK$12.71M (deposit + AVD stamp duty HK$995,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,435
−HK$3,211/mo
▼ 0.25% · 3.875%
HK$61,029
−HK$1,617/mo
Today · 4.125%
HK$62,646
baseline
▲ 0.50% · 4.625%
HK$65,948
+HK$3,302/mo
Deposit HK$11.71M · loan HK$11.71M · min. income ≈ HK$125,292/mo (50% DSR)
Upfront cash ≈ HK$12.71M (deposit + AVD stamp duty HK$995,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,110
−HK$4,021/mo
▼ 0.25% · 3.875%
HK$66,105
−HK$2,026/mo
Today · 4.125%
HK$68,131
baseline
▲ 0.50% · 4.625%
HK$72,276
+HK$4,145/mo
Deposit HK$9.37M · loan HK$14.06M · min. income ≈ HK$136,262/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$995,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,322
−HK$3,854/mo
▼ 0.25% · 3.875%
HK$73,235
−HK$1,941/mo
Today · 4.125%
HK$75,176
baseline
▲ 0.50% · 4.625%
HK$79,138
+HK$3,962/mo
Deposit HK$9.37M · loan HK$14.06M · min. income ≈ HK$150,352/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$995,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,796
−HK$4,690/mo
▼ 0.25% · 3.875%
HK$77,122
−HK$2,364/mo
Today · 4.125%
HK$79,486
baseline
▲ 0.50% · 4.625%
HK$84,322
+HK$4,836/mo
Deposit HK$7.03M · loan HK$16.40M · min. income ≈ HK$158,972/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$995,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,209
−HK$4,496/mo
▼ 0.25% · 3.875%
HK$85,441
−HK$2,264/mo
Today · 4.125%
HK$87,705
baseline
▲ 0.50% · 4.625%
HK$92,328
+HK$4,623/mo
Deposit HK$7.03M · loan HK$16.40M · min. income ≈ HK$175,410/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$995,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,166
−HK$6,030/mo
▼ 0.25% · 3.875%
HK$99,157
−HK$3,039/mo
Today · 4.125%
HK$102,196
baseline
▲ 0.50% · 4.625%
HK$108,415
+HK$6,219/mo
Deposit HK$2.34M · loan HK$21.09M · min. income ≈ HK$204,392/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$995,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,983
−HK$5,780/mo
▼ 0.25% · 3.875%
HK$109,853
−HK$2,910/mo
Today · 4.125%
HK$112,763
baseline
▲ 0.50% · 4.625%
HK$118,707
+HK$5,944/mo
Deposit HK$2.34M · loan HK$21.09M · min. income ≈ HK$225,526/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$995,757 · Scale 2, in force from 26 Feb 2026)