LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,426
−HK$3,351/mo
▼ 0.25% · 3.875%
HK$55,088
−HK$1,689/mo
Today · 4.125%
HK$56,777
baseline
▲ 0.50% · 4.625%
HK$60,231
+HK$3,454/mo
Deposit HK$11.71M · loan HK$11.71M · min. income ≈ HK$113,554/mo (50% DSR)
Upfront cash ≈ HK$12.71M (deposit + AVD stamp duty HK$995,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,436
−HK$3,211/mo
▼ 0.25% · 3.875%
HK$61,030
−HK$1,617/mo
Today · 4.125%
HK$62,647
baseline
▲ 0.50% · 4.625%
HK$65,950
+HK$3,303/mo
Deposit HK$11.71M · loan HK$11.71M · min. income ≈ HK$125,294/mo (50% DSR)
Upfront cash ≈ HK$12.71M (deposit + AVD stamp duty HK$995,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,112
−HK$4,020/mo
▼ 0.25% · 3.875%
HK$66,106
−HK$2,026/mo
Today · 4.125%
HK$68,132
baseline
▲ 0.50% · 4.625%
HK$72,278
+HK$4,146/mo
Deposit HK$9.37M · loan HK$14.06M · min. income ≈ HK$136,264/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$995,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,324
−HK$3,853/mo
▼ 0.25% · 3.875%
HK$73,236
−HK$1,941/mo
Today · 4.125%
HK$75,177
baseline
▲ 0.50% · 4.625%
HK$79,140
+HK$3,963/mo
Deposit HK$9.37M · loan HK$14.06M · min. income ≈ HK$150,354/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$995,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,797
−HK$4,690/mo
▼ 0.25% · 3.875%
HK$77,123
−HK$2,364/mo
Today · 4.125%
HK$79,487
baseline
▲ 0.50% · 4.625%
HK$84,324
+HK$4,837/mo
Deposit HK$7.03M · loan HK$16.40M · min. income ≈ HK$158,974/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$995,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,211
−HK$4,495/mo
▼ 0.25% · 3.875%
HK$85,442
−HK$2,264/mo
Today · 4.125%
HK$87,706
baseline
▲ 0.50% · 4.625%
HK$92,330
+HK$4,624/mo
Deposit HK$7.03M · loan HK$16.40M · min. income ≈ HK$175,412/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$995,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,167
−HK$6,031/mo
▼ 0.25% · 3.875%
HK$99,159
−HK$3,039/mo
Today · 4.125%
HK$102,198
baseline
▲ 0.50% · 4.625%
HK$108,416
+HK$6,218/mo
Deposit HK$2.34M · loan HK$21.09M · min. income ≈ HK$204,396/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$995,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,985
−HK$5,780/mo
▼ 0.25% · 3.875%
HK$109,855
−HK$2,910/mo
Today · 4.125%
HK$112,765
baseline
▲ 0.50% · 4.625%
HK$118,709
+HK$5,944/mo
Deposit HK$2.34M · loan HK$21.09M · min. income ≈ HK$225,530/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$995,774 · Scale 2, in force from 26 Feb 2026)