LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,427
−HK$3,350/mo
▼ 0.25% · 3.875%
HK$55,089
−HK$1,688/mo
Today · 4.125%
HK$56,777
baseline
▲ 0.50% · 4.625%
HK$60,232
+HK$3,455/mo
Deposit HK$11.72M · loan HK$11.72M · min. income ≈ HK$113,554/mo (50% DSR)
Upfront cash ≈ HK$12.71M (deposit + AVD stamp duty HK$995,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,437
−HK$3,211/mo
▼ 0.25% · 3.875%
HK$61,031
−HK$1,617/mo
Today · 4.125%
HK$62,648
baseline
▲ 0.50% · 4.625%
HK$65,950
+HK$3,302/mo
Deposit HK$11.72M · loan HK$11.72M · min. income ≈ HK$125,296/mo (50% DSR)
Upfront cash ≈ HK$12.71M (deposit + AVD stamp duty HK$995,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,112
−HK$4,021/mo
▼ 0.25% · 3.875%
HK$66,106
−HK$2,027/mo
Today · 4.125%
HK$68,133
baseline
▲ 0.50% · 4.625%
HK$72,278
+HK$4,145/mo
Deposit HK$9.37M · loan HK$14.06M · min. income ≈ HK$136,266/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$995,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,324
−HK$3,854/mo
▼ 0.25% · 3.875%
HK$73,237
−HK$1,941/mo
Today · 4.125%
HK$75,178
baseline
▲ 0.50% · 4.625%
HK$79,140
+HK$3,962/mo
Deposit HK$9.37M · loan HK$14.06M · min. income ≈ HK$150,356/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$995,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,797
−HK$4,691/mo
▼ 0.25% · 3.875%
HK$77,124
−HK$2,364/mo
Today · 4.125%
HK$79,488
baseline
▲ 0.50% · 4.625%
HK$84,325
+HK$4,837/mo
Deposit HK$7.03M · loan HK$16.40M · min. income ≈ HK$158,976/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$995,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,211
−HK$4,496/mo
▼ 0.25% · 3.875%
HK$85,443
−HK$2,264/mo
Today · 4.125%
HK$87,707
baseline
▲ 0.50% · 4.625%
HK$92,330
+HK$4,623/mo
Deposit HK$7.03M · loan HK$16.40M · min. income ≈ HK$175,414/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$995,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,168
−HK$6,031/mo
▼ 0.25% · 3.875%
HK$99,160
−HK$3,039/mo
Today · 4.125%
HK$102,199
baseline
▲ 0.50% · 4.625%
HK$108,417
+HK$6,218/mo
Deposit HK$2.34M · loan HK$21.09M · min. income ≈ HK$204,398/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$995,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,986
−HK$5,780/mo
▼ 0.25% · 3.875%
HK$109,855
−HK$2,911/mo
Today · 4.125%
HK$112,766
baseline
▲ 0.50% · 4.625%
HK$118,710
+HK$5,944/mo
Deposit HK$2.34M · loan HK$21.09M · min. income ≈ HK$225,532/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$995,782 · Scale 2, in force from 26 Feb 2026)