LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,427
−HK$3,351/mo
▼ 0.25% · 3.875%
HK$55,089
−HK$1,689/mo
Today · 4.125%
HK$56,778
baseline
▲ 0.50% · 4.625%
HK$60,232
+HK$3,454/mo
Deposit HK$11.72M · loan HK$11.72M · min. income ≈ HK$113,556/mo (50% DSR)
Upfront cash ≈ HK$12.71M (deposit + AVD stamp duty HK$995,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,437
−HK$3,211/mo
▼ 0.25% · 3.875%
HK$61,031
−HK$1,617/mo
Today · 4.125%
HK$62,648
baseline
▲ 0.50% · 4.625%
HK$65,951
+HK$3,303/mo
Deposit HK$11.72M · loan HK$11.72M · min. income ≈ HK$125,296/mo (50% DSR)
Upfront cash ≈ HK$12.71M (deposit + AVD stamp duty HK$995,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,113
−HK$4,020/mo
▼ 0.25% · 3.875%
HK$66,107
−HK$2,026/mo
Today · 4.125%
HK$68,133
baseline
▲ 0.50% · 4.625%
HK$72,279
+HK$4,146/mo
Deposit HK$9.37M · loan HK$14.06M · min. income ≈ HK$136,266/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$995,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,325
−HK$3,853/mo
▼ 0.25% · 3.875%
HK$73,238
−HK$1,940/mo
Today · 4.125%
HK$75,178
baseline
▲ 0.50% · 4.625%
HK$79,141
+HK$3,963/mo
Deposit HK$9.37M · loan HK$14.06M · min. income ≈ HK$150,356/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$995,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,798
−HK$4,691/mo
▼ 0.25% · 3.875%
HK$77,125
−HK$2,364/mo
Today · 4.125%
HK$79,489
baseline
▲ 0.50% · 4.625%
HK$84,325
+HK$4,836/mo
Deposit HK$7.03M · loan HK$16.40M · min. income ≈ HK$158,978/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$995,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,212
−HK$4,496/mo
▼ 0.25% · 3.875%
HK$85,444
−HK$2,264/mo
Today · 4.125%
HK$87,708
baseline
▲ 0.50% · 4.625%
HK$92,331
+HK$4,623/mo
Deposit HK$7.03M · loan HK$16.40M · min. income ≈ HK$175,416/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$995,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,169
−HK$6,031/mo
▼ 0.25% · 3.875%
HK$99,160
−HK$3,040/mo
Today · 4.125%
HK$102,200
baseline
▲ 0.50% · 4.625%
HK$108,418
+HK$6,218/mo
Deposit HK$2.34M · loan HK$21.09M · min. income ≈ HK$204,400/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$995,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,987
−HK$5,780/mo
▼ 0.25% · 3.875%
HK$109,856
−HK$2,911/mo
Today · 4.125%
HK$112,767
baseline
▲ 0.50% · 4.625%
HK$118,711
+HK$5,944/mo
Deposit HK$2.34M · loan HK$21.09M · min. income ≈ HK$225,534/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$995,789 · Scale 2, in force from 26 Feb 2026)