LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,428
−HK$3,350/mo
▼ 0.25% · 3.875%
HK$55,090
−HK$1,688/mo
Today · 4.125%
HK$56,778
baseline
▲ 0.50% · 4.625%
HK$60,233
+HK$3,455/mo
Deposit HK$11.72M · loan HK$11.72M · min. income ≈ HK$113,556/mo (50% DSR)
Upfront cash ≈ HK$12.71M (deposit + AVD stamp duty HK$995,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,438
−HK$3,211/mo
▼ 0.25% · 3.875%
HK$61,032
−HK$1,617/mo
Today · 4.125%
HK$62,649
baseline
▲ 0.50% · 4.625%
HK$65,952
+HK$3,303/mo
Deposit HK$11.72M · loan HK$11.72M · min. income ≈ HK$125,298/mo (50% DSR)
Upfront cash ≈ HK$12.71M (deposit + AVD stamp duty HK$995,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,114
−HK$4,020/mo
▼ 0.25% · 3.875%
HK$66,108
−HK$2,026/mo
Today · 4.125%
HK$68,134
baseline
▲ 0.50% · 4.625%
HK$72,280
+HK$4,146/mo
Deposit HK$9.37M · loan HK$14.06M · min. income ≈ HK$136,268/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$995,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,326
−HK$3,853/mo
▼ 0.25% · 3.875%
HK$73,239
−HK$1,940/mo
Today · 4.125%
HK$75,179
baseline
▲ 0.50% · 4.625%
HK$79,142
+HK$3,963/mo
Deposit HK$9.37M · loan HK$14.06M · min. income ≈ HK$150,358/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$995,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,799
−HK$4,691/mo
▼ 0.25% · 3.875%
HK$77,126
−HK$2,364/mo
Today · 4.125%
HK$79,490
baseline
▲ 0.50% · 4.625%
HK$84,326
+HK$4,836/mo
Deposit HK$7.03M · loan HK$16.40M · min. income ≈ HK$158,980/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$995,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,213
−HK$4,496/mo
▼ 0.25% · 3.875%
HK$85,445
−HK$2,264/mo
Today · 4.125%
HK$87,709
baseline
▲ 0.50% · 4.625%
HK$92,332
+HK$4,623/mo
Deposit HK$7.03M · loan HK$16.40M · min. income ≈ HK$175,418/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$995,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,170
−HK$6,031/mo
▼ 0.25% · 3.875%
HK$99,162
−HK$3,039/mo
Today · 4.125%
HK$102,201
baseline
▲ 0.50% · 4.625%
HK$108,420
+HK$6,219/mo
Deposit HK$2.34M · loan HK$21.09M · min. income ≈ HK$204,402/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$995,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,988
−HK$5,781/mo
▼ 0.25% · 3.875%
HK$109,858
−HK$2,911/mo
Today · 4.125%
HK$112,769
baseline
▲ 0.50% · 4.625%
HK$118,713
+HK$5,944/mo
Deposit HK$2.34M · loan HK$21.09M · min. income ≈ HK$225,538/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$995,804 · Scale 2, in force from 26 Feb 2026)