LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,430
−HK$3,350/mo
▼ 0.25% · 3.875%
HK$55,091
−HK$1,689/mo
Today · 4.125%
HK$56,780
baseline
▲ 0.50% · 4.625%
HK$60,235
+HK$3,455/mo
Deposit HK$11.72M · loan HK$11.72M · min. income ≈ HK$113,560/mo (50% DSR)
Upfront cash ≈ HK$12.71M (deposit + AVD stamp duty HK$995,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,440
−HK$3,211/mo
▼ 0.25% · 3.875%
HK$61,034
−HK$1,617/mo
Today · 4.125%
HK$62,651
baseline
▲ 0.50% · 4.625%
HK$65,954
+HK$3,303/mo
Deposit HK$11.72M · loan HK$11.72M · min. income ≈ HK$125,302/mo (50% DSR)
Upfront cash ≈ HK$12.71M (deposit + AVD stamp duty HK$995,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,115
−HK$4,021/mo
▼ 0.25% · 3.875%
HK$66,110
−HK$2,026/mo
Today · 4.125%
HK$68,136
baseline
▲ 0.50% · 4.625%
HK$72,282
+HK$4,146/mo
Deposit HK$9.37M · loan HK$14.06M · min. income ≈ HK$136,272/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$995,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,328
−HK$3,853/mo
▼ 0.25% · 3.875%
HK$73,241
−HK$1,940/mo
Today · 4.125%
HK$75,181
baseline
▲ 0.50% · 4.625%
HK$79,144
+HK$3,963/mo
Deposit HK$9.37M · loan HK$14.06M · min. income ≈ HK$150,362/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$995,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,801
−HK$4,691/mo
▼ 0.25% · 3.875%
HK$77,128
−HK$2,364/mo
Today · 4.125%
HK$79,492
baseline
▲ 0.50% · 4.625%
HK$84,329
+HK$4,837/mo
Deposit HK$7.03M · loan HK$16.40M · min. income ≈ HK$158,984/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$995,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,216
−HK$4,496/mo
▼ 0.25% · 3.875%
HK$85,448
−HK$2,264/mo
Today · 4.125%
HK$87,712
baseline
▲ 0.50% · 4.625%
HK$92,335
+HK$4,623/mo
Deposit HK$7.03M · loan HK$16.40M · min. income ≈ HK$175,424/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$995,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,173
−HK$6,031/mo
▼ 0.25% · 3.875%
HK$99,165
−HK$3,039/mo
Today · 4.125%
HK$102,204
baseline
▲ 0.50% · 4.625%
HK$108,423
+HK$6,219/mo
Deposit HK$2.34M · loan HK$21.09M · min. income ≈ HK$204,408/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$995,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,992
−HK$5,780/mo
▼ 0.25% · 3.875%
HK$109,861
−HK$2,911/mo
Today · 4.125%
HK$112,772
baseline
▲ 0.50% · 4.625%
HK$118,716
+HK$5,944/mo
Deposit HK$2.34M · loan HK$21.09M · min. income ≈ HK$225,544/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$995,834 · Scale 2, in force from 26 Feb 2026)