LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,431
−HK$3,350/mo
▼ 0.25% · 3.875%
HK$55,093
−HK$1,688/mo
Today · 4.125%
HK$56,781
baseline
▲ 0.50% · 4.625%
HK$60,236
+HK$3,455/mo
Deposit HK$11.72M · loan HK$11.72M · min. income ≈ HK$113,562/mo (50% DSR)
Upfront cash ≈ HK$12.71M (deposit + AVD stamp duty HK$995,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,441
−HK$3,211/mo
▼ 0.25% · 3.875%
HK$61,035
−HK$1,617/mo
Today · 4.125%
HK$62,652
baseline
▲ 0.50% · 4.625%
HK$65,955
+HK$3,303/mo
Deposit HK$11.72M · loan HK$11.72M · min. income ≈ HK$125,304/mo (50% DSR)
Upfront cash ≈ HK$12.71M (deposit + AVD stamp duty HK$995,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,117
−HK$4,020/mo
▼ 0.25% · 3.875%
HK$66,111
−HK$2,026/mo
Today · 4.125%
HK$68,137
baseline
▲ 0.50% · 4.625%
HK$72,283
+HK$4,146/mo
Deposit HK$9.37M · loan HK$14.06M · min. income ≈ HK$136,274/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$995,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,329
−HK$3,854/mo
▼ 0.25% · 3.875%
HK$73,242
−HK$1,941/mo
Today · 4.125%
HK$75,183
baseline
▲ 0.50% · 4.625%
HK$79,146
+HK$3,963/mo
Deposit HK$9.37M · loan HK$14.06M · min. income ≈ HK$150,366/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$995,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,803
−HK$4,691/mo
▼ 0.25% · 3.875%
HK$77,130
−HK$2,364/mo
Today · 4.125%
HK$79,494
baseline
▲ 0.50% · 4.625%
HK$84,331
+HK$4,837/mo
Deposit HK$7.03M · loan HK$16.40M · min. income ≈ HK$158,988/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$995,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,217
−HK$4,496/mo
▼ 0.25% · 3.875%
HK$85,449
−HK$2,264/mo
Today · 4.125%
HK$87,713
baseline
▲ 0.50% · 4.625%
HK$92,337
+HK$4,624/mo
Deposit HK$7.03M · loan HK$16.40M · min. income ≈ HK$175,426/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$995,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,175
−HK$6,031/mo
▼ 0.25% · 3.875%
HK$99,167
−HK$3,039/mo
Today · 4.125%
HK$102,206
baseline
▲ 0.50% · 4.625%
HK$108,425
+HK$6,219/mo
Deposit HK$2.34M · loan HK$21.09M · min. income ≈ HK$204,412/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$995,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,994
−HK$5,780/mo
▼ 0.25% · 3.875%
HK$109,863
−HK$2,911/mo
Today · 4.125%
HK$112,774
baseline
▲ 0.50% · 4.625%
HK$118,719
+HK$5,945/mo
Deposit HK$2.34M · loan HK$21.09M · min. income ≈ HK$225,548/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$995,853 · Scale 2, in force from 26 Feb 2026)